Filing at a Glance General Information - Delaware Insurance ...
Filing at a Glance General Information - Delaware Insurance ...
Filing at a Glance General Information - Delaware Insurance ...
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Fiscal Accident<br />
Attachment III<br />
Exhibit 4.1<br />
Year Ending 12/31 15 Months 27 Months 39 Months 51 Months 63 Months 75 Months 87 Months 99 Months 111 Months 123 Months‡<br />
1997 2,264,051 2,264,051<br />
1998 2,295,107 2,295,107 2,295,107<br />
1999 1,942,643 1,942,643 1,942,643 1,942,643<br />
2000 1,682,635 1,698,675 1,698,675 1,698,675 1,698,675<br />
2001 879,084 876,969 877,969 877,969 877,969 877,969<br />
2002 737,348 753,008 753,008 753,008 753,008 753,008<br />
2003 262,195 274,430 274,430 274,430 274,430 274,430<br />
2004 170,842 163,292 168,837 168,124 168,124 168,124<br />
2005 77,815 112,769 111,573 111,573 111,573 111,573<br />
2006 37,822 35,546 36,546 36,546 36,546<br />
2007 107,672 107,814 140,192 135,066<br />
2008 50,907 82,578 70,876<br />
2009 313,478 320,311<br />
2010 275,794<br />
Development 15 to 27 27 to 39 39 to 51 51 to 63 63 to 75 75 to 87 87 to 99 99 to 111 111 to 123<br />
4th Prior 1.449 0.956 1.047 1.021 0.998 1.010 1.000 1.000 1.000<br />
3rd Prior 0.940 0.989 1.034 1.000 1.000 1.001 1.000 1.000 1.000<br />
2nd Prior 1.001 1.028 1.000 0.996 1.000 1.000 1.000 1.000 1.000<br />
1st Prior 1.622 1.300 1.000 1.000 1.000 1.000 1.000 1.000 1.000<br />
L<strong>at</strong>est 1.022 0.858 0.963 1.000 1.000 1.000 1.000 1.000 1.000<br />
5 Year Excluding High/Low Outliers: 1.157 0.991 1.011 1.000 1.000 1.000 1.000 1.000 1.000<br />
Selected: 1.157 0.991 1.011 1.000 1.000 1.000 1.000 1.000 1.000<br />
Selected Methodology<br />
Link R<strong>at</strong>io Method<br />
Loss Development Period ( months ): 15 - 123 27 - 123 39 - 123 51 - 123 63 - 123<br />
Loss Development Factor: 1.159 1.002 1.011 1.000 1.000<br />
†Includes ALAE<br />
‡Includes supplemental reserves in addition to case reserves<br />
Allst<strong>at</strong>e Indemnity Company<br />
Year Inc. Loss Factor to Ultim<strong>at</strong>e<br />
Ultim<strong>at</strong>e Loss &<br />
ALAE<br />
2008 $70,876 1.011 71,656<br />
2009 $320,311 1.002 320,952<br />
2010 $275,794 1.159 319,645<br />
Allst<strong>at</strong>e Indemnity Company<br />
Priv<strong>at</strong>e Passenger Auto<br />
<strong>Delaware</strong><br />
Calcul<strong>at</strong>ion of Loss Development Factors<br />
Bodily Injury<br />
Incurred Losses †<br />
Link R<strong>at</strong>ios
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