Filing at a Glance General Information - Delaware Insurance ...
Filing at a Glance General Information - Delaware Insurance ...
Filing at a Glance General Information - Delaware Insurance ...
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Coverage<br />
Bodily Injury<br />
Property Damage<br />
Personal Injury Protection<br />
Uninsured / Underinsured Motorist<br />
Collision<br />
Comprehensive<br />
2nd Prior Year 1st Prior Year Current Year<br />
1) Loss Trend Projection D<strong>at</strong>e 10/21/2012 10/21/2012 10/21/2012<br />
2) Mid-Point of Current Year's Experience Period 6/30/2010 6/30/2010 6/30/2010<br />
3) Experience Period Ended 12/31/2008 12/31/2009 12/31/2010<br />
4) Midpoint of Experience Period 6/30/2008 6/30/2009 6/30/2010<br />
5) Historical: Number of Years from (4) to (2) 2.000 1.000 0.000<br />
6) Projected: Number of Years from (2) to (1) 2.310 2.310 2.310<br />
Calcul<strong>at</strong>ion of Trend Factors<br />
Allst<strong>at</strong>e Indemnity Company<br />
Priv<strong>at</strong>e Passenger Auto<br />
<strong>Delaware</strong><br />
Calcul<strong>at</strong>ion of Pure Premium Trend Factor<br />
Selected Annual Pure Premium Impacts<br />
Historical Projected<br />
18.00% 18.00%<br />
14.00 14.00<br />
25.00 10.00<br />
5.00 5.00<br />
10.00 10.00<br />
0.00 0.00<br />
(a) Historical Pure Premium Factors are the Annual Historical Impacts plus unity compounded for the number of years in (5)<br />
(b) Projected Pure Premium Factors are the Annual Projected Impacts plus unity compounded for the number of years in (6)<br />
(c) Factor to Adjust Losses for Pure Premium Trend = (a) x (b)<br />
Attachment III<br />
Exhibit 7
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