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Filing at a Glance General Information - Delaware Insurance ...

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Allst<strong>at</strong>e Indemnity Company<br />

Priv<strong>at</strong>e Passenger Auto<br />

<strong>Delaware</strong><br />

Determin<strong>at</strong>ion of St<strong>at</strong>ewide R<strong>at</strong>e Level Indic<strong>at</strong>ion<br />

Collision<br />

1) Indic<strong>at</strong>ed Provision for Loss and Loss Adjustment Expense<br />

2) Current Fixed Expense R<strong>at</strong>io<br />

3) Three Year Average Earned Premium<br />

4) Current Dollar Provision for Fixed Expense [ (2) x (3) ]<br />

5) Factor to Adjust for Subsequent Change in Fixed Expense<br />

6) Indic<strong>at</strong>ed Provision for Fixed Expense [ (4) x (5) ]<br />

7) Variable Expense and Profit R<strong>at</strong>io<br />

8) Indic<strong>at</strong>ed Average Premium [ (1) + (6) ] / [ 1 - (7) ]<br />

9) Projected Average Earned Premium <strong>at</strong> Current R<strong>at</strong>es<br />

10) Indic<strong>at</strong>ed R<strong>at</strong>e Level Change [ (8) / (9) - 1.0 ]<br />

Attachment III<br />

Exhibit 1.5<br />

$583.32<br />

9.6 %<br />

$775.47<br />

$74.45<br />

1.075<br />

$80.03<br />

21.5 %<br />

$845.03<br />

$965.32<br />

-12.5 %

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