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RATING FACTOR RATING PLAN RULE GROUP AA BB VA DD HH RESIDENT STUDENT DISCOUNT 28 Male Restricted 16-20 (MR1-5) * 0.90 0.88 N/A 0.97 N/A Female Restricted 16-20 (FR1-5) * 0.90 0.88 N/A 0.97 N/A Male Restricted 21-24 (MR6-9) * 0.90 0.88 N/A 0.97 N/A Female Restricted 21-24 (FR6-9) * 0.90 0.88 N/A 0.97 N/A GOOD STUDENT DISCOUNT 39 Male Basic (16-20) MB1-5, Male Restricted (16-20) MR1-5 * 0.90 0.90 0.90 0.90 0.90 Female Basic (16-20) FB1-5, Female Restricted (16-20) FR1-5 * 0.90 0.90 0.90 0.90 0.90 Male Basic (21-24) MB6-9, Male Restricted (21-24) MR6-9 * 0.90 0.90 0.90 0.90 0.90 Female Basic (21-24) FB6-9, Female Restricted (21-24) FR6-9 * 0.90 0.90 0.90 0.90 0.90 SENIOR ADULT DISCOUNT 30 N/A N/A 0.85 N/A N/A PASSIVE RESTRAINT DISCOUNT 25 Airbags on both sides * N/A N/A 0.70 N/A N/A Airbags on driver side only * N/A N/A 0.80 N/A N/A Automatic motorized seatbelts * N/A N/A 0.90 N/A N/A DEFENSIVE DRIVER DISCOUNT 27 * SEE RULE 27 N/A N/A CERTIFIED RISK SURCHARGE DELAWARE VOLUNTARY PRIVATE PASSENGER AUTO MISCELLANEOUS DISCOUNT & SURCHARGE RATING FACTORS Note: This factor is applied once per policy to the vehicle with the highest combined BI & PD premium. 22 * 1.10 1.10 N/A N/A N/A ANTILOCK BRAKE DISCOUNT 26 * 0.90 0.90 N/A 0.90 N/A THE GOOD HANDS PEOPLE® DISCOUNT 45 * 0.90 0.90 0.90 0.90 0.90 NONVERIFIABLE DRIVING RECORD SURCHARGE 14 * 1.10 1.10 1.10 1.10 N/A INEXPERIENCED OPERATOR SURCHARGE 24 Years of Age Licensed Driving Experience 14-16 All * 1.00 1.00 N/A 1.00 N/A 17 < 1 Year * 1.38 1.21 N/A 1.27 N/A 17 at least 1 Year but < 2 Years * 1.29 1.21 N/A 1.19 N/A 17 at least 2 Years but < 3 Years * 1.29 1.10 N/A 1.11 N/A 17 3 or More Years * 1.00 1.00 N/A 1.00 N/A 18 < 1 Year * 1.38 1.21 N/A 1.27 N/A 18 at least 1 Year but < 2 Years * 1.29 1.21 N/A 1.19 N/A 18 at least 2 Years but < 3 Years * 1.29 1.10 N/A 1.11 N/A 18 3 or More Years * 1.00 1.00 N/A 1.00 N/A 19 < 1 Year * 1.38 1.21 N/A 1.27 N/A 19 at least 1 Year but < 2 Years * 1.29 1.21 N/A 1.19 N/A 19 at least 2 Years but < 3 Years * 1.29 1.10 N/A 1.11 N/A 19 3 or More Years * 1.00 1.00 N/A 1.00 N/A 20 < 1 Year * 1.38 1.21 N/A 1.27 N/A 20 at least 1 Year but < 2 Years * 1.29 1.21 N/A 1.19 N/A 20 at least 2 Years but < 3 Years * 1.29 1.10 N/A 1.11 N/A 20 3 or More Years * 1.00 1.00 N/A 1.00 N/A 21+ < 1 Year * 1.38 1.21 N/A 1.27 N/A 21+ at least 1 Year but < 2 Years * 1.29 1.21 N/A 1.19 N/A 21+ at least 2 Years but < 3 Years * 1.29 1.10 N/A 1.11 N/A 21+ 3 or More Years * 1.00 1.00 N/A 1.00 N/A FUTURE EFFECTIVE DATE DISCOUNT 58 * 0.95 0.95 0.95 0.95 0.95 GOOD PAYER DISCOUNT 43 * 0.90 0.90 0.90 0.90 0.90 THE ALLSTATE® EASY PAY PLAN DISCOUNT 52 * 0.95 0.95 0.95 0.95 0.95 HOMEOWNERSHIP DISCOUNT 44 1 0.95 0.95 0.95 0.95 0.95 (Rating Group is defined by Tier - please refer to the 2 0.95 0.95 0.95 0.95 0.95 Tier section in the rating pages) 3 0.95 0.95 0.95 0.95 0.95 4 0.95 0.95 0.95 0.95 0.95 5 0.95 0.95 0.95 0.95 0.95 6 0.95 0.95 0.95 0.95 0.95 7 0.95 0.95 0.95 0.95 0.95 8 0.95 0.95 0.95 0.95 0.95 PERFORMANCE DISCOUNT 49 1 0.98 0.95 1.00 0.97 0.94 (Rating Group is defined by Tier - please refer to the 2 0.98 0.95 1.00 0.97 0.94 Tier section in the rating pages) 3 0.98 0.95 1.00 0.97 0.94 4 0.98 0.95 1.00 0.97 0.94 5 0.98 0.95 1.00 0.97 0.94 6 0.98 0.95 1.00 0.97 0.94 7 0.98 0.95 1.00 0.97 0.94 8 0.98 0.95 1.00 0.97 0.94 December 1, 2011 Allstate Indemnity Company RP-15A
DELAWARE VOLUNTARY PRIVATE PASSENGER AUTO MISCELLANEOUS DISCOUNT & SURCHARGE RATING FACTORS RATING FACTOR RATING PLAN RULE GROUP AA BB VA DD HH MULTIPLE POLICY DISCOUNT Homeowners 57 1 0.92 0.95 0.80 0.92 0.85 (Rating Group is defined by Tier - please refer to the Mobilehome and Manufactured Home Owners 1 0.92 0.95 0.80 0.92 0.85 Tier section in the rating pages) Renters 1 0.92 0.95 0.80 0.92 0.85 Condominium Owners 1 0.92 0.95 0.80 0.92 0.85 Homeowners 2 0.92 0.95 0.80 0.92 0.85 Mobilehome and Manufactured Home Owners 2 0.92 0.95 0.80 0.92 0.85 Renters 2 0.92 0.95 0.80 0.92 0.85 Condominium Owners 2 0.92 0.95 0.80 0.92 0.85 Homeowners 3 0.92 0.95 0.80 0.92 0.85 Mobilehome and Manufactured Home Owners 3 0.92 0.95 0.80 0.92 0.85 Renters 3 0.92 0.95 0.80 0.92 0.85 Condominium Owners 3 0.92 0.95 0.80 0.92 0.85 Homeowners 4 0.92 0.95 0.80 0.92 0.85 Mobilehome and Manufactured Home Owners 4 0.92 0.95 0.80 0.92 0.85 Renters 4 0.92 0.95 0.80 0.92 0.85 Condominium Owners 4 0.92 0.95 0.80 0.92 0.85 Homeowners 5 0.92 0.95 0.80 0.92 0.85 Mobilehome and Manufactured Home Owners 5 0.92 0.95 0.80 0.92 0.85 Renters 5 0.92 0.95 0.80 0.92 0.85 Condominium Owners 5 0.92 0.95 0.80 0.92 0.85 Homeowners 6 0.92 0.95 0.80 0.92 0.85 Mobilehome and Manufactured Home Owners 6 0.92 0.95 0.80 0.92 0.85 Renters 6 0.92 0.95 0.80 0.92 0.85 Condominium Owners 6 0.92 0.95 0.80 0.92 0.85 Homeowners 7 0.92 0.95 0.80 0.92 0.85 Mobilehome and Manufactured Home Owners 7 0.92 0.95 0.80 0.92 0.85 Renters 7 0.92 0.95 0.80 0.92 0.85 Condominium Owners 7 0.92 0.95 0.80 0.92 0.85 Homeowners 8 0.92 0.95 0.80 0.92 0.85 Mobilehome and Manufactured Home Owners 8 0.92 0.95 0.80 0.92 0.85 Renters 8 0.92 0.95 0.80 0.92 0.85 Condominium Owners 8 0.92 0.95 0.80 0.92 0.85 TIER 1 51 1 0.68 0.80 0.44 0.77 0.60 2 1 0.68 0.80 0.50 0.77 0.65 3 1 0.74 0.82 0.63 0.78 0.69 4 1 0.71 0.80 0.51 0.82 0.64 5 1 0.71 0.80 0.58 0.82 0.69 6 2 0.77 0.82 0.73 0.84 0.73 7 1 0.68 0.80 0.44 0.77 0.60 8 2 0.68 0.80 0.50 0.77 0.65 9 2 0.74 0.82 0.63 0.78 0.69 10 2 0.71 0.80 0.51 0.82 0.64 11 2 0.71 0.80 0.58 0.82 0.69 12 3 0.77 0.82 0.73 0.84 0.73 13 1 0.68 0.80 0.44 0.77 0.60 14 1 0.68 0.80 0.50 0.77 0.65 15 1 0.74 0.82 0.63 0.78 0.69 16 1 0.71 0.80 0.51 0.82 0.64 17 1 0.71 0.80 0.58 0.82 0.69 18 2 0.77 0.82 0.73 0.84 0.73 19 1 0.68 0.80 0.44 0.77 0.60 20 2 0.68 0.80 0.50 0.77 0.65 21 2 0.74 0.82 0.63 0.78 0.69 22 2 0.71 0.80 0.51 0.82 0.64 23 2 0.71 0.80 0.58 0.82 0.69 24 3 0.77 0.82 0.73 0.84 0.73 25 1 0.71 0.80 0.51 0.82 0.64 26 2 0.71 0.80 0.58 0.82 0.69 27 2 0.77 0.82 0.73 0.84 0.73 28 1 0.71 0.80 0.51 0.82 0.64 29 1 0.71 0.80 0.58 0.82 0.69 30 2 0.77 0.82 0.73 0.84 0.73 31 1 0.69 0.81 0.45 0.77 0.61 32 1 0.69 0.81 0.51 0.77 0.67 33 2 0.75 0.84 0.65 0.79 0.71 34 1 0.72 0.81 0.53 0.83 0.65 35 2 0.72 0.81 0.59 0.83 0.71 36 2 0.78 0.84 0.75 0.85 0.75 37 2 0.69 0.81 0.45 0.77 0.61 38 2 0.69 0.81 0.51 0.77 0.67 39 3 0.75 0.84 0.65 0.79 0.71 40 2 0.72 0.81 0.53 0.83 0.65 41 2 0.72 0.81 0.59 0.83 0.71 42 3 0.78 0.84 0.75 0.85 0.75 43 1 0.69 0.81 0.45 0.77 0.61 44 1 0.69 0.81 0.51 0.77 0.67 45 2 0.75 0.84 0.65 0.79 0.71 46 1 0.72 0.81 0.53 0.83 0.65 47 2 0.72 0.81 0.59 0.83 0.71 48 2 0.78 0.84 0.75 0.85 0.75 49 2 0.69 0.81 0.45 0.77 0.61 50 2 0.69 0.81 0.51 0.77 0.67 51 3 0.75 0.84 0.65 0.79 0.71 52 2 0.72 0.81 0.53 0.83 0.65 53 2 0.72 0.81 0.59 0.83 0.71 54 3 0.78 0.84 0.75 0.85 0.75 55 2 0.72 0.81 0.53 0.83 0.65 56 2 0.72 0.81 0.59 0.83 0.71 57 3 0.78 0.84 0.75 0.85 0.75 58 1 0.72 0.81 0.53 0.83 0.65 59 2 0.72 0.81 0.59 0.83 0.71 60 2 0.78 0.84 0.75 0.85 0.75 December 1, 2011 Allstate Indemnity Company RP-16A
Page 1 and 2: SERFF Tracking Number: ALSE-1278234
Page 3 and 4: SERFF Tracking Number: ALSE-1278234
Page 5 and 6: DELAWARE VOLUNTARY PRIVATE PASSENGE
Page 13 and 14: COLLISION AND COMPREHENSIVE MODEL Y
Page 15: DELAWARE VOLUNTARY PRIVATE PASSENGE
Page 23: SERFF Tracking Number: ALSE-1278234
Page 26 and 27: ATTACHMENT I Summary of Disclosures
Page 28 and 29: ALLSTATE INDEMNITY COMPANY VOLUNTAR
Page 30 and 31: ALLSTATE INDEMNITY COMPANY VOLUNTAR
Page 32 and 33: Loss Development ADJUSTMENTS TO LOS
Page 34 and 35: Attachment II Page 5 This approach
Page 36 and 37: period to derive the provision incl
Page 38 and 39: ADJUSTMENTS TO PREMIUMS Attachment
Page 40 and 41: Allstate Indemnity Company Private
Page 46 and 47: Fiscal Year Ending (1) Earned Expos
Page 52 and 53: Fiscal Accident Earned Year Ending
Page 58 and 59: Fiscal Accident Attachment III Exhi
Page 64 and 65: Allstate Indemnity Company Delaware
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Coverage Bodily Injury Property Dam
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Allstate Indemnity Company Private
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Allstate Indemnity Year Ending Alls
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Allstate Indemnity Allstate Indemni
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ALLSTATE INSURANCE GROUP* Countrywi
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Fiscal Year Ending (1) Earned Expos
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Coverage Bodily Injury Property Dam
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Attachment III Exhibit 17.2 Year En
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Methodology ALLSTATE INDEMNITY COMP
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Attachment IV Page 3 We have used t
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ALLSTATE INDEMNITY COMPANY PRIVATE
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ATTACHMENT V Summary of Manual Chan
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Bulletin 23
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4. Investment Income Bulletin 23 Pa
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Bulletin 23 Page 4 Accident Paid Lo
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Bulletin 23 Page 10 Accident Incurr
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Bulletin 23 Page 16 Accident Year P
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Bulletin 23 Page 22 Accident Paid L
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Automobile Liability Insurance Othe
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