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Filing at a Glance General Information - Delaware Insurance ...

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Allst<strong>at</strong>e Indemnity<br />

Allst<strong>at</strong>e Indemnity Company<br />

Priv<strong>at</strong>e Passenger Auto<br />

<strong>Delaware</strong><br />

Loss Trends - Severity<br />

Comprehensive<br />

Exponential Curve of Best Fit<br />

Attachment III<br />

Exhibit 8.18<br />

Year Ending<br />

Actual Paid<br />

Severity Annual Change 24 pt. 12 pt. 6 pt.<br />

06/05 $804.00 -39.50 % $1,392.00<br />

09/05 1,105.00 -12.99 1,353.00<br />

12/05 1,104.00 46.61 1,316.00<br />

03/06 1,080.00 32.35 1,279.00<br />

06/06 1,317.00 63.81 1,244.00<br />

09/06 1,143.00 3.44 1,210.00<br />

12/06 1,436.00 30.07 1,176.00<br />

03/07 1,707.00 58.06 1,143.00<br />

06/07 1,142.00 -13.29 1,112.00<br />

09/07 1,232.00 7.79 1,081.00<br />

12/07 1,784.00 24.23 1,051.00<br />

03/08 1,283.00 -24.84 1,022.00<br />

06/08 1,198.00 4.90 993.00 $1,152.00<br />

09/08 1,055.00 -14.37 966.00 1,083.00<br />

12/08 579.00 -67.54 939.00 1,019.00<br />

03/09 663.00 -48.32 913.00 958.00<br />

06/09 790.00 -34.06 888.00 901.00<br />

09/09 822.00 -22.09 863.00 848.00<br />

12/09 2,146.00 270.64 839.00 797.00 $2,334.00<br />

03/10 1,507.00 127.30 816.00 750.00 1,535.00<br />

06/10 1,352.00 † 71.14 793.00 705.00 1,010.00<br />

09/10 1,300.00 † 58.15 771.00 663.00 664.00<br />

12/10 78.00 † -96.37 750.00 624.00 437.00<br />

03/11 681.00 -54.81 729.00 587.00 287.00<br />

Regression 24 pt. 12 pt.<br />

Avg Annual Percent Change Based on Best Fit: -10.63%<br />

-21.75%<br />

†Adjusted Values<br />

6 pt.<br />

-81.28%

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