Filing at a Glance General Information - Delaware Insurance ...

Bulletin 23
Page 12
Accident
Incurred Loss Including Allocated Expense*
Year Ending Mar. 15 Months 27 Months 39 Months 51 Months 63 Months 75 Months 87 Months 99 Months 111 Months 123 Months
1998 2,294,976 2,063,331 1,923,271 1,888,515 1,875,575 1,880,075 1,880,046 1,880,046 1,880,046 1,885,116
1999 2,018,649 1,975,799 1,699,053 1,624,720 1,614,769 1,584,688 1,584,688 1,584,688 1,584,688 1,584,688
2000 1,687,387 1,340,752 1,130,576 1,058,637 1,045,801 1,047,101 1,047,101 1,047,101 1,047,620 1,047,620
2001 787,333 723,125 722,449 675,318 663,100 666,246 666,599 666,599 666,599 666,599
2002 485,365 434,253 397,579 371,559 371,916 371,916 371,916 371,916 371,916
2003 223,189 244,240 229,139 206,446 180,458 180,458 180,458 173,337
2004 206,834 211,414 208,559 201,059 201,059 201,059 201,059
2005 103,898 108,220 78,213 66,426 66,426 66,426
2006 42,618 40,065 38,532 19,625 20,983
2007 123,916 115,617 79,861 83,102
2008 41,721 17,732 16,303
2009 343,495 310,010
2010 374,175
LOSS DEVELOPMENT FACTORS
Development 15 to 27 27 to 39 39 to 51 51 to 63 63 to 75 75 to 87 87 to 99 99 to 111 111 to 123
3rd Prior 0.940 0.723 0.964 0.874 1.000 1.001 1.000 1.000 1.003
2nd Prior 0.933 0.962 0.849 1.000 1.000 1.000 1.000 1.000 1.000
1st Prior 0.425 0.691 0.509 1.000 1.000 1.000 1.000 1.000 1.000
Latest 0.903 0.919 1.041 1.069 1.000 1.000 0.961 1.000 1.000
Average 0.800 0.824 0.841 0.986 1.000 1.000 0.990 1.000 1.001
*Includes Supplemental Reserves
Loss Development Factors 15 to 123 months = 0.541
27 to 123 months = 0.677
39 to 123 months = 0.821
51 to 123 months = 0.977
ALLSTATE INDEMNITY COMPANY
DELAWARE
Calculation of Loss Development Factors
PERSONAL INJURY PROTECTION