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Filing at a Glance General Information - Delaware Insurance ...

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Fiscal Year Ending<br />

(1)<br />

Earned Exposures<br />

(2)<br />

Accident Year *<br />

Non-C<strong>at</strong>astrophe<br />

Ultim<strong>at</strong>e Loss<br />

(3)<br />

Ultim<strong>at</strong>e Loss and<br />

LAE<br />

(4)<br />

Factor to Adjust<br />

Losses for Pure<br />

Premium Trend<br />

(5)<br />

Projected Ultim<strong>at</strong>e<br />

Loss and LAE<br />

(6)<br />

Projected Average<br />

Loss and LAE<br />

(5)/(1)<br />

12/31/2008 507 $12,000 $13,920 1.947 $27,102 $53.46<br />

12/31/2009 873 265,000 307,400 1.558 478,929 548.60<br />

12/31/2010 1,208 295,000 342,200 1.246 426,381 352.96<br />

* Evalu<strong>at</strong>ed <strong>at</strong> 15 months<br />

(8) Indic<strong>at</strong>ed Provision for Loss and LAE<br />

Allst<strong>at</strong>e Indemnity Company<br />

Priv<strong>at</strong>e Passenger Auto<br />

<strong>Delaware</strong><br />

Development of Provision for Loss and LAE<br />

Personal Injury Protection<br />

$318.69<br />

(7)<br />

Experience Year<br />

Weights<br />

33 %<br />

33<br />

34<br />

Attachment III<br />

Exhibit 2.3

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