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Gigabit December 2018

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AFRICA<br />

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third party systems and partners,<br />

especially when it comes to customer<br />

service and innovation. The most<br />

innovative banking ideas normally<br />

surface from within the organisation<br />

and that’s where you get flexibility<br />

and rapidity rather than going fully<br />

outsourced. For this, one requires<br />

a capable, agile team; flexible technology<br />

platform; and reliable partners,”<br />

he adds.<br />

It’s therefore a careful balancing act<br />

between those who work within the<br />

bank and understand what it needs and<br />

what the customer expects, and those<br />

system integrators with the expertise<br />

and technology that are so vital to<br />

development. SBM is therefore working<br />

to rebuild some internal capacity for<br />

strategic innovation, and looking at how<br />

to utilise the best technology that will<br />

truly add value to its operations. “For<br />

example, the implementation of robotic<br />

process automation (RPA) in some of our<br />

key processes has yielded good results<br />

– this was done with a third-party provider<br />

in collaboration with our team.”<br />

This kind of collaboration is vital in<br />

building the partnerships that make<br />

SBM work. “If you don’t have a good<br />

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