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Rent arrears management practices in the housing association sector

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for action at certa<strong>in</strong> stages def<strong>in</strong>ed <strong>in</strong> accordance<br />

with <strong>the</strong> policy (although not as “flashy” as HA F’s<br />

software) . Although <strong>the</strong>re were different views<br />

about <strong>the</strong> software, all participants had acclimatised<br />

to its use and most found it useful most of <strong>the</strong> time .<br />

For example an RM said that it was a useful tra<strong>in</strong><strong>in</strong>g<br />

tool when temporary staff arrived . However, it was<br />

recognised that, as an RO put it, it is “designed<br />

to evict” as <strong>the</strong> prompts flow one from <strong>the</strong> o<strong>the</strong>r<br />

without tak<strong>in</strong>g account of <strong>the</strong> circumstances<br />

of <strong>the</strong> tenant; it is “very prescriptive <strong>in</strong> terms of<br />

send<strong>in</strong>g letters” and <strong>the</strong>re is no “<strong>in</strong>-between” (RM) .<br />

Initially it had been seen by <strong>the</strong> organisation as<br />

<strong>the</strong> “only th<strong>in</strong>g” to br<strong>in</strong>g <strong>arrears</strong> down toge<strong>the</strong>r<br />

with sheer hard work from staff . But, it had been<br />

used by staff as a “blunt <strong>in</strong>strument” without <strong>the</strong>m<br />

tak<strong>in</strong>g <strong>in</strong>itiative . It is now used as a guide as to <strong>the</strong><br />

appropriate action to be taken . For example, if an<br />

RO is aware of a HB issue that has caused <strong>arrears</strong><br />

to accrue, letters might not be sent . Letters, whilst<br />

standardised, can also be made more personalised .<br />

The timeframe set by <strong>the</strong> software can also be<br />

extended . As <strong>the</strong> AD put it, “we don’t want to<br />

become a slave to <strong>the</strong> system” . All participants now<br />

regard it as a good <strong>management</strong> tool . RO discretion<br />

has been substituted for <strong>the</strong> rigidity of <strong>the</strong> software .<br />

98<br />

e) Us<strong>in</strong>g <strong>the</strong> courts<br />

In this section, attention is drawn to three factors: <strong>the</strong><br />

<strong>in</strong>fluence of <strong>the</strong> PAP; <strong>in</strong>creas<strong>in</strong>g or decreas<strong>in</strong>g use<br />

of <strong>the</strong> courts; and court officer perceptions of DJs .<br />

The <strong>in</strong>fluence of <strong>the</strong> PAP<br />

It is clear that <strong>the</strong> PAP has altered practice,<br />

expressly or implicitly . Many of <strong>the</strong> above <strong>practices</strong><br />

of early <strong>in</strong>tervention are both regarded as good<br />

practice and <strong>in</strong>cluded with<strong>in</strong> <strong>the</strong> terms of <strong>the</strong> PAP .<br />

If good practice on its own might not have been<br />

enough to stimulate change, <strong>the</strong> importance of<br />

<strong>the</strong> PAP <strong>in</strong> shap<strong>in</strong>g practice has been a significant<br />

stimulant . In particular, it has underp<strong>in</strong>ned <strong>the</strong><br />

<strong>in</strong>creas<strong>in</strong>g demands for uniformity of practice so<br />

that officers have less room for “do<strong>in</strong>g <strong>the</strong>ir own<br />

th<strong>in</strong>g” or, perhaps more pert<strong>in</strong>ently, “skipp<strong>in</strong>g th<strong>in</strong>gs”<br />

(HA B/manager) . Only <strong>in</strong> HA C and D was it said<br />

that <strong>the</strong> PAP had limited effect on practice; <strong>in</strong> both,<br />

it was said that its relevance lay simply <strong>in</strong> be<strong>in</strong>g<br />

more formalistic so that <strong>the</strong>ir actions could be seen<br />

to have been done .<br />

Across <strong>the</strong> case study HAs, <strong>the</strong>re was a more<br />

systematic approach and more consistent record<strong>in</strong>g<br />

of <strong>the</strong> activity actually taken on <strong>in</strong>dividual cases .<br />

This could be channelled <strong>in</strong>to pro-forma documents<br />

and checklists, which were also designed to support<br />

HAs’ possession claims . In HA A, for example,

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