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Rent arrears management practices in the housing association sector

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is a seriously arguable po<strong>in</strong>t on <strong>the</strong> compatibility<br />

of a court order for possession with Article 8<br />

of <strong>the</strong> European Convention on Human Rights,<br />

as <strong>in</strong>corporated <strong>in</strong>to English law by <strong>the</strong> Human<br />

Rights Act 1998 . 20 Gateway (b) arises where <strong>the</strong><br />

occupier wishes to challenge <strong>the</strong> decision of a<br />

public authority to recover possession on <strong>the</strong> basis<br />

that it is an improper exercise of <strong>the</strong> public body’s<br />

powers . 21 Article 8 of <strong>the</strong> ECHR concerns <strong>the</strong> right<br />

to respect for private and family life:<br />

1. Everyone has <strong>the</strong> right to respect for his private<br />

and family life, his home and his correspondence .<br />

2. There shall be no <strong>in</strong>terference by a public<br />

authority with <strong>the</strong> exercise of this right except<br />

such as is <strong>in</strong> accordance with <strong>the</strong> law and<br />

is necessary <strong>in</strong> a democratic society <strong>in</strong> <strong>the</strong><br />

<strong>in</strong>terests of national security, public safety or<br />

<strong>the</strong> economic well-be<strong>in</strong>g of <strong>the</strong> country, for <strong>the</strong><br />

prevention of disorder or crime, for <strong>the</strong> protection<br />

of health or morals, or for <strong>the</strong> protection of <strong>the</strong><br />

rights and freedoms of o<strong>the</strong>rs .<br />

20 S 3, Human Rights Act 1998 .<br />

16<br />

Gateway (a)<br />

Gateway (a) provides <strong>the</strong> foundation for a general<br />

attack on Ground 8 <strong>in</strong> certa<strong>in</strong> cases on <strong>the</strong> basis<br />

that it is a disproportionate <strong>in</strong>terference with <strong>the</strong><br />

right of respect for <strong>the</strong> home because, be<strong>in</strong>g a<br />

mandatory ground, <strong>the</strong> court has no discretion as<br />

to whe<strong>the</strong>r or not to make an order for possession .<br />

Although this is a general challenge to Ground 8,<br />

it may be particularly relevant where one reason<br />

for proceed<strong>in</strong>g on Ground 8 takes account of<br />

o<strong>the</strong>r factors such as <strong>the</strong> behaviour of <strong>the</strong> tenant .<br />

In Cosic v Croatia, 22 <strong>the</strong> European Court of Human<br />

Rights made <strong>the</strong> follow<strong>in</strong>g po<strong>in</strong>t about mandatory<br />

possession proceed<strong>in</strong>gs <strong>in</strong> <strong>the</strong> context of a state<br />

claim to possession of property:<br />

• In this connection <strong>the</strong> Court reiterates that <strong>the</strong><br />

loss of one’s home is a most extreme form of<br />

<strong>in</strong>terference with <strong>the</strong> right to respect for <strong>the</strong><br />

home . Any person at risk of an <strong>in</strong>terference of<br />

this magnitude should <strong>in</strong> pr<strong>in</strong>ciple be able to<br />

have <strong>the</strong> proportionality and reasonableness<br />

of <strong>the</strong> measure determ<strong>in</strong>ed by an <strong>in</strong>dependent<br />

tribunal <strong>in</strong> <strong>the</strong> light of <strong>the</strong> relevant pr<strong>in</strong>ciples<br />

21 Kay v Lambeth LBC [2006] 2 AC 465, [110] (Lord Hope); as expanded upon <strong>in</strong> Doherty v Birm<strong>in</strong>gham CC [2008] UKHL 57 .<br />

22 Application no . 28261/06, ECHR, 15 .01 .09 .<br />

23 At para 22, referr<strong>in</strong>g to McCann v UK [2008] BLGR 474 .

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