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Rent arrears management practices in the housing association sector

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when us<strong>in</strong>g discretionary grounds for possession,<br />

was whe<strong>the</strong>r it was worth br<strong>in</strong>g<strong>in</strong>g possession<br />

proceed<strong>in</strong>gs where <strong>the</strong> likely outcome was that<br />

<strong>the</strong> occupier would be required to pay a m<strong>in</strong>imal<br />

amount towards <strong>the</strong> <strong>arrears</strong> . This was an issue,<br />

which would be discussed with a new LSVT<br />

<strong>management</strong> team . O<strong>the</strong>r participants also noted<br />

that, <strong>in</strong> addition to <strong>the</strong> costs of possession actions,<br />

it was always better for an <strong>association</strong> to susta<strong>in</strong><br />

a tenancy because <strong>the</strong>y would be more likely to<br />

recover any <strong>arrears</strong> where <strong>the</strong> occupier rema<strong>in</strong>ed <strong>in</strong><br />

<strong>the</strong> accommodation .<br />

The lawyer <strong>in</strong>terviewees all commented on <strong>the</strong><br />

impact of <strong>the</strong> changes outl<strong>in</strong>ed above, <strong>in</strong> particular<br />

<strong>the</strong> PAP, as well as on <strong>the</strong> use of Ground 8 on<br />

<strong>the</strong> court process and outcomes (see below) . In<br />

relation to <strong>the</strong> PAP, one suggested that it should<br />

have led to more outright possession orders,<br />

because judges should, where it is complied with,<br />

recognise that <strong>association</strong>s have taken all <strong>the</strong><br />

necessary steps to give <strong>the</strong> tenant a chance to<br />

46<br />

pay . In practice, however, this was not <strong>the</strong> case,<br />

s<strong>in</strong>ce <strong>the</strong> judges’ still cont<strong>in</strong>ued <strong>the</strong>ir <strong>practices</strong><br />

(and variations <strong>in</strong> those <strong>practices</strong>) much as before .<br />

Ano<strong>the</strong>r noted that <strong>in</strong> one court <strong>association</strong><br />

representatives were asked to produce a checklist<br />

to demonstrate compliance with <strong>the</strong> PAP, while<br />

o<strong>the</strong>r courts required no such explicit demonstration<br />

of compliance . None of <strong>the</strong>se <strong>in</strong>terviewees had<br />

direct experience of judges impos<strong>in</strong>g penalties on<br />

<strong>association</strong>s for failure to comply with <strong>the</strong> PAP,<br />

although two understood that some judges would<br />

adjourn <strong>in</strong> <strong>the</strong> event of non-compliance .

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