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Annual Report 2009-2010 - Department of Agriculture & Co-operation

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<strong>Annual</strong> <strong>Report</strong> <strong>2009</strong>-<strong>2010</strong><br />

48<br />

Table 8.2: Season-wise details <strong>of</strong> farmers covered, the area covered, sum insured, and<br />

insurance charges under NAIS from 1999-2000 to 2008-09<br />

S. Seasons Farmers Area Rs. in crore<br />

No. covered (in hectares) Sum Premium Subsidy Total<br />

Insured Claims<br />

1. Rabi 1999-2000 579940 780569 356.41 5.42 1.66 7.69<br />

2. Kharif 2000 8409374 13219828 6903.38 206.74 47.40 1222.48<br />

3. Rabi 2000-01 2091733 3111423 1602.68 27.79 8.23 59.49<br />

4. Kharif 2001 8696587 12887710 7502.46 261.62 47.62 493.53<br />

5. Rabi 2001-02 1955431 3145873 1497.51 30.15 7.79 64.66<br />

6. Kharif 2002 9768711 15532349 9431.69 325.47 44.86 1824.31<br />

7. Rabi 2002-03 2326811 4037824 1837.55 38.50 6.73 188.55<br />

8. Kharif 2003 7970830 12355514 8114.13 283.33 24.44 652.68<br />

9. Rabi 2003-04 4421287 6468663 3049.49 64.06 6.24 497.06<br />

10. Kharif 2004 12687104 24273394 13170.62 458.94 20.09 1038.16<br />

11. Rabi 2004-05 3531045 5343244 3774.21 75.85 4.12 160.59<br />

12. Kharif 2005 12673833 20531038 13519.10 449.95 20.44 1059.94<br />

13. Rabi 2005-06 4048524 7218417 5071.66 104.82 5.23 338.30<br />

14. Kharif 2006 12934050 19672929 14759.25 467.29 26.55 1774.91<br />

15. Rabi 2006-07 4977980 7632882 6542.21 142.88 7.97 515.96<br />

16. Kharif 2007 13398561 20754384 17007.56 524.31 26.65 913.37<br />

17. Rabi 2007-08 5044016 7387156 7466.63 158.71 14.69 810.71<br />

18. Kharif 2008 12983876 17693192 15658.32 511.66 34.10 2373.78<br />

19. Rabi 2008-09 6175771 8820465 11029.45 290.39 69.72 1489.81<br />

20. Kharif <strong>2009</strong> 17642349 25673016 26492.69 832.70 50.49 144.78*<br />

Total 152317813 236539871 174786.99 5260.59 475.04 15630.77<br />

*provisional<br />

8.15 The outlay for the Eleventh Plan is fixed<br />

at Rs. 3,500 crore. As against the budget<br />

provision <strong>of</strong> Rs. 500 crore, Rs. 644 crore, and<br />

Rs. 644 crore for the first, second and third years<br />

<strong>of</strong> Eleventh Five Year Plan i.e., 2007-08, 2008-09<br />

and 2008-09, Rs. 718.88 crore, Rs. 694 crore and<br />

Rs. 1,319 crore have been utilised respectively.<br />

No state-wise allocation is made under the<br />

scheme.<br />

8.16 Redesigning <strong>of</strong> the Scheme: Despite a<br />

high claims ratio (i.e., 1:3.13) and low premium<br />

rates, particularly for food and oilseed crops,<br />

farmers (particularly non-loanee farmers) are not<br />

coming forward to avail <strong>of</strong> crop insurance in a<br />

big way. To overcome some <strong>of</strong> the limitations<br />

and to make the scheme more farmer friendly, a<br />

joint group was constituted to study the<br />

improvements required in the existing crop<br />

insurance schemes. The group made an in-depth<br />

study and made important recommendations,<br />

such as reduction in the unit area <strong>of</strong> insurance<br />

to Gram Panchayats for major crops, improving<br />

the basis <strong>of</strong> calculation <strong>of</strong> threshold yield, higher<br />

indemnity level <strong>of</strong> 80 per cent and 90 per cent,<br />

coverage <strong>of</strong> pre-sowing/planting risks and postharvest<br />

losses, personal accident insurance<br />

cover, and package insurance policy, etc.<br />

8.17 Based on the recommendations <strong>of</strong> the

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