Life – a user's manual Part II - Boksidan

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Chart 3. Same as chart 2 but with ABB, AstraZeneca, and Ericsson excluded. In retrospect, noted that many of the companies that raged extra in each crash, was clearly overvalued, and that they had the potential was promised by their past stock prices. Approximately 2/3 of the construction & real estate companies that were listed in 1990 (chart 4) were not on the stock market five years earlier. Many of them had started in the late 1980s, as a result of that it then became much easier to borrow money for extravagant real estate speculations. Their fall was triggered by a international recession (partly due to the U.S. war in Iraq, which ended in February 1991). The recession forced the central bank to further increase the, with today's standards already sky-high interest rates, to prevent the Swedish currency from losing value (international investors did not believe in Sweden and dumped the Swedish currency and to counter this, the Swedish national bank raised the interest rates so that the again would be interesting to lend money to Sweden). In addition, the recession meant that property values did no longer increase and the demand for premises fell. The former was perhaps the biggest problem since it resulted in the property companies, not as before, could mortgage the properties further and create capital to pay operating deficits in the business. 212
Summary of the interest on mortgage loans the 1/7 <strong>–</strong>1994. As seen in the table the interest rates were around 11%, while they nowadays are around 2-4%. Chart 4. Selection of listed banks, construction and real estate companies, and their stock prices according to Dagens Nyheter any day around July 1 (the price 1990 is set as one for all companies). Any splits and bonus issues during the period is ignored except for those companies that are yet listed, thus the chart in individual cases can be misleading. 213
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Life - a user’s manual Part II Gu
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Index Part II Society..............
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”Damage” on legal art Pustgrän
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Ekelund bridge Central bridge 7
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Knitted ”damage” At slussen Hor
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Legal och illegal Three dimensional
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Torsgatan Tegnérgatan 13
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Fatbursparken Hornsgatan Dalagatan
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It may seem as if the children in t
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In the spring, it was common for bo
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At the time of potato harvesting we
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When we became so grown up that we
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Another game called "Draga klönhan
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Sometimes we competed in agility to
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If we happened to have a ladder we
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Pawn games, as "Mary's purse" were
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Suspended sentence Courts may choos
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The economy of crime Shoplifting an
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Burglary in boats Coming to boats t
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Alcohol and drug related crimes Alc
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Traffic offenses As seen in table 7
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Get accomodation in Stockholm The p
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Building a house It may be cheaper
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Rent an office I have, a few times,
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Renting part of a dwelling "inheren
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Contact property owner Several peop
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Buying condominium The buyer of a c
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Buying a caravan To live in a carav
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Table 19 b Example of villas in the
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Although the concept possibly is un
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A potential benefit of having somet
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Another example that suggests this
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Twenty years later, most had centra
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But when a number of occupations we
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Political ideologies Political ideo
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Household economy = If all children
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500 years later, the Roman Empire f
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English, French and Dutch conqueror
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Table 1. When the countries that ex
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Malawi 1964 British colony / protec
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Demographic trends The year 0, ther
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Hungary 92 900 8,4 90,42 9,34 10,21
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Malaysia 6.11 23.27 5 8 573 120 2.1
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The long route to today's political
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- For economic stability and aid th
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State revenues In the Middle Ages,
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Over time, increased government tax
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40,0 Governement taxes and social f
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The most important import goods to
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Although tariffs and other trade ba
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In addition to these currencies we
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Government expenditure State affair
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Defence Owning weapons and to be fa
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With the population growth in the l
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The Swedish judicial system has rou
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The end of the 1800s At the end of
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Many ads, in particular those about
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Mora daily 1915 Bank & finance Cand
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Borås tidning, 1930 Movies Health
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Barometern, 1935 Beverages Health p
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Hudiksvallsposten, 1940 Building ma
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Jämtlandstidningen, 1945 Jämtland
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Örebrokuriren, 1950 Building mater
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The total country side press 4 , 19
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References Gröndal T (1991) Reklam
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Geography Differences between count
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Regarding other factors, like how l
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Estonia 99 95 5 6 123 4,1 9 392 Eth
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Sierra Leone 86 13 35 3 34 1,4 463
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Estonia 85 444 15,6 1 Estonian Kroo
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Sierra Leone 18 5 9,7 4 English Leo
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Tabell 5a. Natural Resources in rel
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Gabon Gambia Georgia Ghana Greece B
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Mali Malta Morocco Mauritania Mauri
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Somalia Spain Sri Lanka UK Sudan Su
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Bahamas 1 51 6 126 27 98 3,7 82 17
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Lichtenstein 19 44 0 Lithuania 33 3
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Uruguay 11 10 5 104 26 100 5,9 8 87
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Equatorial Flat with coast. 25 54 G
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St. Kitts and Nevis St Lucia St. Vi
Page 161 and 162: Dem Rep of 80 23 2 17 - 5 4 5 20 60
Page 163 and 164: Russia 98 87 5 2 166 4 245 16 121 2
Page 165 and 166: Type one hundred years after Buddha
Page 167 and 168: In 1154 Burma's pride, the then Hin
Page 169 and 170: Religions create some obvious diffe
Page 171 and 172: Ghana 13 5 4 4 71 33 3 19 23 1 920
Page 173 and 174: Vanuatu 52 5 4 3 119 1 38 27 3 127
Page 175 and 176: Estonia 99 95 5 6 123 4 444 16 167
Page 177 and 178: Sri Lanka 95 98 91 20 3 83 2 58 1 8
Page 179 and 180: An important question to ask yourse
Page 181 and 182: As a, personal assistant to a handi
Page 183 and 184: 9 8 7 6 5 4 3 2 Control over the wo
Page 185 and 186: Table 1. Grading of a number of wor
Page 187 and 188: Organized meetings Another phenomen
Page 189 and 190: Challenges When I’we been newly e
Page 191 and 192: Personal development Personal devel
Page 193 and 194: A very important part of the activi
Page 195 and 196: The latter since the difference bet
Page 197 and 198: Generally I find that the less phys
Page 199 and 200: It is quite common that the employe
Page 201 and 202: Tabell 5. What skills as a mechanic
Page 203 and 204: Stress Stress is a physical reactio
Page 205 and 206: About getting rich What’s wealth
Page 207 and 208: Income and expenditure Someone who
Page 209 and 210: Investments in securities As far as
Page 211: For those who avoid crisis companie
Page 215 and 216: Before the IT crash in 2001 everyth
Page 217 and 218: As hopefully seen in the earlier re
Page 219 and 220: It does need not be difficult to, a
Page 221 and 222: On the other hand, the average temp
Page 223 and 224: A variant to trading stocks is to t
Page 225 and 226: Currency trading I have no experien
Page 227 and 228: Retirement savings Those who discus
Page 229 and 230: But this model is only partially tr
Page 231 and 232: The state think that the forest is
Page 233 and 234: 0,60 Average price each year SEK /k
Page 235 and 236: Apartment blocks You can either buy
Page 237 and 238: Individual homes An alternative to
Page 239 and 240: Regulatory requirements Just as in
Page 241 and 242: Deicing and snow on stairs, etc. If
Page 243 and 244: Water traps and floor drains in hom
Page 245 and 246: Table 1a. Proposed checkpoints for
Page 247 and 248: Table 1c. Proposed checkpoints for
Page 249 and 250: Bath, toilet and kitchen Unsecure e
Page 251 and 252: Table 1f. Proposed checkpoints for
Page 253 and 254: Bad water pipes It is common in old
Page 255 and 256: Facade damage, brick facades Brick
Page 257 and 258: Burglary and vandalism Researchers
Page 259 and 260: Contractors When an action is decid
Page 261 and 262: In most cases, the income is fairly
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Social management My experience is
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Increase the area that generate rev
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References Arbetsmiljöverket (2005
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Here are some suggestions: Ergonomi
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Although physical deficiencies in t
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Service production has in some case
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In general, work environment polici
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Languages A quick lesson in languag
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Nouns continued English Swedish Fre
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Weekdays and months English Swedish
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Figures English Swedish French 2 Sp
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Miscellaneous continued. English Sw
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Capital letters and paragraphs Sent
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How nouns are All words that descri
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Short vowels are not always followe
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Sometimes it is not en but ett Abou
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Var means the same as är but in th
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Then for some reason you use mer (m
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Twenty should be called tvåtio Num
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A quick lesson in writing Probably
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Damn, I have to hide myself, it's t
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- I will probably go home now, I mu
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Anyone who has ambition to make a g
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It may be easier to find something
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However, it is not necessarily to a
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2. In the eye’s of the described
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It is obviously important that peop
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The events should, as well as the t
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From the outside Objectively Anyone
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It could certainly be done in a muc
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The confusion regarding who says wh
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Introductions Some think that the f
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Checklist - Do not poke and modify
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About proverbs Proverbs are complet
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Quite a number of proverbs in the A
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There are many more proverbs in the
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Many children books and comics are
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Animals maybe not knew how to use a
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How can a dog talk to a bird But if
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Have you read any fairtails There c
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The history of amusements 343
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Visual arts Paintings After visitin
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Abstract It is difficult to see tha
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Photo art Most cases in which someo
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In addition, musicians was given a
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In the 1960s, however, created the
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Radio and moving pictures Radio 192
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TV 1920-50's television technology
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Performing arts Circus Circus is cr
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Musical The musical is said to be d
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La donna del lago 1819 10 Gioachino
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Theater Probably the church dominat
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Sports People probably has competed
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Football. They have found evidence
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Games Playing cards may have been u
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Journals The world's first daily ne
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Probably everyone appreciates a rep
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One reason could be that the art ph
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73% of the photographic works at th
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Jus as regarding photography, every
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One explanation for the differences
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The purpose of sports consumption W
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Table 2. Selection of Sweden/Swedes
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Table 3. Roughly the number of page
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The purpose of pets From a human pe
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Table 3. The participants' percepti
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