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Life – a user's manual Part II - Boksidan

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Buying a holiday home<br />

Holliday cottages are generally less expensive than villas and similar (see table 18), but on the other hand<br />

they usually have lower standard and they are often inferior built. The latter include, for example, that the<br />

insulation is thinner, the floors are failing more and so on. In addition, the roads may not be shoveled in the<br />

winters and they are generally not connected to municipal water and sewer. This means that they have a<br />

composting or are connected to a tank or an infiltrating device in the garden. You can find cottages for sale<br />

on www.bovision.se and www.hemnet.se. According to the Dagens Nyheter, the average price of holiday<br />

cottages around Stockholm is about 1.2 million SEK.<br />

Table 18 a. Example of a cheap holiday cottages in the vicinity of Stockholm<br />

(starting bid in the ad). Often, the final price is far above the prices quoted in the ads.<br />

Area (municipality) Start price No. of Size house Size land<br />

(SEK) rooms (m 2 ) (m 2 )<br />

Lännersta Nacka) 695 000 1 20 1 755<br />

Älgeby (Vallentuna) 500 000 3 45 2 270<br />

Västanberg (Österåker) 575 000 2 50 1 750<br />

Table 18 b. Examples of holiday cottages in the vicinity of Stockholm, whose market value is estimated by<br />

professional appraisers.<br />

Area (municipality) Market value No. of Size house Size land<br />

(SEK) rooms (m 2 ) (m 2 )<br />

Huddinge 750 000 2 45 1 795<br />

Älgö (Nacka) 1 200 000 2 38 1 603<br />

Värmdö 1 000 000 2 34 1 398<br />

Buying a villa or similar<br />

There are ordinary houses (villas, terrace houses, semi-detached houses et cetera) whose plot is owned by<br />

the owner of the house. But there are also houses whose land is owned by someone else, like the<br />

municipality (leasehold) or a housing association, these latter houses are condominium ones. It is usually<br />

so that condominium houses are cheaper than normal houses, but there is a fee that often is greater than the<br />

regular cost of a similar villa in addition to energy costs (ie, property taxes, property insurance, water and<br />

garbage collection). Leasehold means that someone else (usually the municipality) owns the land, but the<br />

owner of the leasehold has the right to indefinitely occupy it for an annual fee. Leasehold charge (ground<br />

rent) can vary quite a lot, partly depending on when the contract was written. The agreements are usually<br />

quite long, but sooner or later they go out and then there is a high risk of significantly increased costs. You<br />

can find homes for sale on www.bovision.se and www.hemnet.se. According to the Dagens Nyheter, the<br />

average price of homes in the suburbs of Stockholm at around 24 000 SEK/m 2 . In outlying areas, the<br />

average price is about 17 000 SEK/m 2 .<br />

Table 19 a. Example of a cheap villas in the vicinity of Stockholm (starting bid in the ad). Often, the final price<br />

higher than the prices quoted in the ads. In addition, there are costs for registering the house on the<br />

buyer.<br />

Area (municipality) Start price No. of Size living Storage Size land Others<br />

(SEK) rooms area (m 2 ) (m 2 ) ((m 2 )<br />

Alby (Botkyrka) 1 290 000 4 131 28 339 Pair house<br />

Tungelsta (Haninge) 975 000 2 45 28 1 972<br />

Norrby (Haninge) 1 345 000 3 83 50 2 000<br />

Snättringe (Huddinge) 1 350 000 3 70 70 1 780<br />

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