A4 für Copyshop GB.indd - Bayerische Landesbank

132 Report by the Board of Administration, accounts and notes to the accounts
Profit and Loss Account – Bayerische Landesbank
for the period from 1 January to 31 December 2004
1. Interest income from
a) Credit and money market transactions
of which interest income of Home Loan division:
• from building-saving loans
• from preliminary and interim financing loans
• from other building loans
b) Fixed-interest securities and
debt-register claims
2. Interest expenses
of which:
for building-savers’ deposits
3. Current income from
a) Shares and other non-fixed
interest securities
b) Investments
c) Shares in affiliated companies
2004 2003
EUR ’000 EUR ’000 EUR ’000 EUR ’000 EUR ’000
116,540
121,355
424
173,090
7,860,556
1,649,791
9,510,347
8,504,977
128,947
78,567
179,441
1,005,370
386,955
8,499,440
129,070
114,976
557
1,961,175
10,460,615
9,088,219
169,335
1,372,396
101,922
69,812
58,806
230,540
4. Income from profit-pooling agreements,
profit transfer agreements and partial profit
transfer agreements 5,867 5,311
5. Commission income
of which commission income of the Home
Loan Division:
• from concluding and procuring contracts
• from advanced contracts
• from providing and processing preliminary
and interim financing loans
6. Commission expenses
of which:
for concluding and procuring contracts by the Home
Loan division
45,106
13,736
—
68,699
556,121
315,967
240,154
592,605
62,828
16,491
—
339,890
90,957
252,715
7. Net income or net expenses from financial
operations 91,716 105,346
8. Other operating income 193,926 210,192
9. Income from write-back of special reserve — 3,151
10. General administrative expenses
a) Personnel expenses
aa) salaries and wages
ab) social security contributions, pensions and
other employee benefits
of which:
pensions
b) Other administrative expenses
94,928
331,953
143,316
475,269
313,549
788,818
346,419
125,950
472,369
72,822
338,878
811,247
carried forward 1,135,170 1,368,404