A4 für Copyshop GB.indd - Bayerische Landesbank

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186 Advisory Boards and addresses Dipl.-Kfm. Dieter Schön Managing Director Schön-Klinik Verwaltung GmbH Prien Stefan Schörghuber Proprietor of Unternehmensgruppe Schörghuber Munich Dr.-Ing. Dieter Soltmann Honorary President of the Chamber of Industry and Commerce for Munich and Upper Bavaria Munich Dr. Péter Stotz Deputy Chief Executive Member of the Board of Directors Hungarian Foreign Trade Bank Ltd. Budapest Dieter Teichmann Deputy Chairman of the Board of Directors <strong>Bayerische</strong> Versorgungskammer Munich Karl-Heinz Trautmann President of the Association of Saar Savings Banks Saarbrücken Prof. Dr. h.c. Ignaz Walter Walter Unternehmensgruppe Augsburg Dr. Wolfgang Weiler Board Member HUK-Coburg Coburg Dr. rer. pol. Walter Wübben Managing Partner ABG Allgemeine Baubetreuungs- gesellschaft Cologne
Savings Bank Advisory Council * Dieter Bartke Savings Bank Director Chairman of the Board of Directors Kreis- und Stadtsparkasse Erding Erding Rudolf Faltermeier Vice President Association of Bavarian Savings Banks Munich Günter Götz Savings Bank Director Chairman of the Board of Directors Stadtsparkasse Weiden Weiden i.d.Opf. Rainer Heller Savings Bank Director Chairman of the Board of Directors Sparkasse Fürth Fürth Alfons Maierthaler Savings Bank Director Chairman of the Board of Directors Kreissparkasse Augsburg Augsburg Werner Netzel Vice President Association of Bavarian Savings Banks Munich Johann Reiter Savings Bank Director Chairman of the Board of Directors Sparkasse Landsberg-Dießen Landsberg Siegmund Schiminski Savings Bank Director Chairman of the Board of Directors Sparkasse Bayreuth Bayreuth Hans Schmittner Savings Bank Director Chairman of the Board of Directors Sparkasse Miltenberg-Obernburg Miltenberg Josef Waschinger Savings Bank Director Chairman of the Board of Directors Sparkasse Freyung-Grafenau Freyung * For the period from 1 January to 31 December 2004 Advisory Boards and addresses 187
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Annual Report and Accounts 2004
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LBS Bayern Corporates Business Area
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Clear figures. Clear objectives. Th
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Foreword by the Board of Management
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1 Board of Management and executive
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Dr. Rudolf Hanisch born in 1946, De
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In transforming its business model,
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Sparkassen-Finanzgruppe Bayern Baye
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Financial Statements Audit Committe
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Norbert Kastner Lord Mayor of the C
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2 Economic situation
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(Hartz IV) contributed to an overal
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An open mind. Clarity. Inspiration.
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30 BayernLB - our company } BayernL
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32 BayernLB - our company } Restruc
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34 BayernLB - our company } Cross-b
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36 BayernLB - our company } Lead ar
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38 BayernLB - our company } Coopera
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40 BayernLB - our company Real Esta
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42 BayernLB - our company Activitie
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46 BayernLB - our company New issue
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48 BayernLB - our company and the U
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50 BayernLB - our company Savings B
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54 BayernLB - our company } LBS Bay
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56 BayernLB - our company } Moderni
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58 BayernLB - our company Group ret
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60 BayernLB - our company In 2004,
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62 BayernLB - our company Support o
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64 BayernLB - our company Landesban
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66 BayernLB - our company Magyar K
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68 BayernLB - our company Banque LB
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70 BayernLB - our company LB(Swiss)
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72 BayernLB - our company Corporate
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74 BayernLB - our company } Shared
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76 BayernLB - our company } Target
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78 BayernLB - our company Our staff
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80 BayernLB - our company Fostering
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82 BayernLB - our company Public se
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84 BayernLB - our company DKB and S
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A product is only as good as the to
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4 Report on the Bank and the Group
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position and serves as a bridgehead
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Management report Assets, liabiliti
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Funding EUR billion Due to banks -
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EUR million 1.1. - 31.12.2004 Bayer
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Group operating expenses were down
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In the 2004 financial year, the ope
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Outlook The forecasts relating to t
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Strategy / rating Upon withdrawal o
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BayernLB’s subsidiaries (Hungaria
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Gross exposure by Group entity [%]
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Investment risk Similarly to counte
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Net exposure of the Group by countr
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Market price risk Market risk compr
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Operational risk BayernLB defines o
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5 Report by the Board of Administra
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Report by the Board of Administrati
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Liabilities 1. Due to banks a) Paya
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Liabilities Report by the Board of
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Page 139 and 140: Liabilities 1. Due to banks a) Paya
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Page 143 and 144: Report by the Board of Administrati
Page 185: Complex enterprises demand reliabil
Page 188 and 189: 184 Advisory Boards and addresses T
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Page 194: 190 Advisory Boards and addresses S
Page 198: Bayerische Landesbank Brienner Stra
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