A4 für Copyshop GB.indd - Bayerische Landesbank

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3 BayernLB – our company Strategy 30 Business area activities 34 LBS Bayern and Landesbodenkreditanstalt 54 Group retail activities 58 Support operations activities 62 Our staff 78 Public sector mandate 82
Page 1 and 2: Annual Report and Accounts 2004
Page 3 and 4: LBS Bayern Corporates Business Area
Page 5 and 6: Clear figures. Clear objectives. Th
Page 7: Foreword by the Board of Management
Page 11 and 12: 1 Board of Management and executive
Page 13 and 14: Dr. Rudolf Hanisch born in 1946, De
Page 15 and 16: In transforming its business model,
Page 17 and 18: Sparkassen-Finanzgruppe Bayern Baye
Page 19 and 20: Financial Statements Audit Committe
Page 21 and 22: Norbert Kastner Lord Mayor of the C
Page 25 and 26: 2 Economic situation
Page 27 and 28: (Hartz IV) contributed to an overal
Page 30: An open mind. Clarity. Inspiration.
Page 35 and 36: Key elements of the Bank’s strate
Page 37 and 38: New marketing image In the future,
Page 39 and 40: Key ratios of the business area Gro
Page 41 and 42: Financial Institutions & Sovereigns
Page 43 and 44: Subsidised loan programmes were aga
Page 45 and 46: In the year under review, the busin
Page 47 and 48: Global Markets The Global Markets B
Page 49 and 50: In January, the Bank started out in
Page 51 and 52: Bond market Issuers on the Euro cap
Page 53 and 54: Outlook The objectives for 2005 are
Page 55 and 56: Overview of overall project Centres
Page 57 and 58: significantly. This meant that inte
Page 59 and 60: uncertainty and thus faltering inve
Page 61 and 62: Labo’s loan programmes in 2004 Cr
Page 63 and 64: The retail customer segment compris
Page 65 and 66: The target retail customers of LB(S
Page 67 and 68: One particularly salient feature of
Page 69 and 70: Landesbank Saar, Saarbrücken (Saar
Page 71 and 72: Magyar Külkereskedelmi Bank Rt. (M
Page 73 and 74: Banque LB Lux S.A., Luxembourg Core
Page 75 and 76: LB(Swiss) Privatbank AG, Zurich Cor
Page 77 and 78: Corporate Services The Corporate Se
Page 79 and 80: BLB Bankett Gastronomie GmbH perfor
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Outlook For 2005, the focus is on d
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Change in staff capacity For the pe
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The introduction of a performance-o
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Külkereskedelmi Bank Rt. (MKB), al
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Banque LBLux S.A., a majority holdi
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You can’t buy the most valuable t
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90 Report on the Bank and the Group
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100 Report on the Bank and the Grou
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Without a dynamic force there would
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124 Report by the Board of Administ
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Great things are made up of many sm
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6 Advisory Boards and addresses Tru
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Economic Advisory Council * Dr. Fer
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Savings Bank Advisory Council * Die
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International Branches (as per 1 Ja
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Editorial details Publisher Bayeris
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A4 für Copyshop GB.indd - Bayerische Landesbank

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