A4 für Copyshop GB.indd - Bayerische Landesbank

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Responsibility is the foundation of every action. Assuming responsibility means meeting challenges, making the right decisions and paying attention to detail. Whoever does this with élan and joy knows how to appreciate the great feeling of knowing what he is doing. You truly have to seek it in order to find it: responsibility.
Page 1 and 2: Annual Report and Accounts 2004
Page 3 and 4: LBS Bayern Corporates Business Area
Page 5 and 6: Clear figures. Clear objectives. Th
Page 7: Foreword by the Board of Management
Page 11 and 12: 1 Board of Management and executive
Page 13 and 14: Dr. Rudolf Hanisch born in 1946, De
Page 15 and 16: In transforming its business model,
Page 17 and 18: Sparkassen-Finanzgruppe Bayern Baye
Page 19 and 20: Financial Statements Audit Committe
Page 21: Norbert Kastner Lord Mayor of the C
Page 26 and 27: 22 Economic situation } Strong dema
Page 28: 24 Economic situation } Growth to r
Page 33 and 34: 3 BayernLB - our company Strategy 3
Page 35 and 36: Key elements of the Bank’s strate
Page 37 and 38: New marketing image In the future,
Page 39 and 40: Key ratios of the business area Gro
Page 41 and 42: Financial Institutions & Sovereigns
Page 43 and 44: Subsidised loan programmes were aga
Page 45 and 46: In the year under review, the busin
Page 47 and 48: Global Markets The Global Markets B
Page 49 and 50: In January, the Bank started out in
Page 51 and 52: Bond market Issuers on the Euro cap
Page 53 and 54: Outlook The objectives for 2005 are
Page 55 and 56: Overview of overall project Centres
Page 57 and 58: significantly. This meant that inte
Page 59 and 60: uncertainty and thus faltering inve
Page 61 and 62: Labo’s loan programmes in 2004 Cr
Page 63 and 64: The retail customer segment compris
Page 65 and 66: The target retail customers of LB(S
Page 67 and 68: One particularly salient feature of
Page 69 and 70: Landesbank Saar, Saarbrücken (Saar
Page 71 and 72: Magyar Külkereskedelmi Bank Rt. (M
Page 73 and 74:
Banque LB Lux S.A., Luxembourg Core
Page 75 and 76:
LB(Swiss) Privatbank AG, Zurich Cor
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Corporate Services The Corporate Se
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BLB Bankett Gastronomie GmbH perfor
Page 81 and 82:
Outlook For 2005, the focus is on d
Page 83 and 84:
Change in staff capacity For the pe
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The introduction of a performance-o
Page 87 and 88:
Külkereskedelmi Bank Rt. (MKB), al
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Banque LBLux S.A., a majority holdi
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You can’t buy the most valuable t
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90 Report on the Bank and the Group
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100 Report on the Bank and the Grou
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Without a dynamic force there would
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124 Report by the Board of Administ
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Great things are made up of many sm
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6 Advisory Boards and addresses Tru
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Economic Advisory Council * Dr. Fer
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Savings Bank Advisory Council * Die
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International Branches (as per 1 Ja
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Editorial details Publisher Bayeris
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A4 für Copyshop GB.indd - Bayerische Landesbank

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