A4 für Copyshop GB.indd - Bayerische Landesbank

BayernLB Group at a glance
Performance
EUR million 01. 01.– 31. 12. 2004 01. 01.– 31. 12. 2003 Change in %
Net interest income
Net commission income
Administrative expenses
Net result from financial transactions
Operating result
Cost-income ratio*
Return on equity
Balance sheet figures
2,030
340
– 1,208
126
950
44.4 %
9.5 %
2,169
343
– 1,185
105
547
43.3 %
4.9 %
– 6.4
– 0.7
1.9
19.7
73.7
2.5 (1.1 Pp**)
93.9 (4.6 Pp**)
EUR million 31. 12. 2004 31. 12. 2003 Change in %
Total assets
Credit volume
Total deposits
Securitised liabilities
Equity disclosed
Derivatives transactions
333,102
241,952
197,410
103,833
16,671
313,431
223,960
185,233
95,597
17,177
EUR million 31. 12. 2004 31. 12. 2003 Change in %
Nominal volume
Credit risk equivalent (after netting)
1,017,131
3,841
Key banking regulatory data under the German Banking Act (balance sheet figures)
934,243
4,528
6.3
8.0
6.6
8.6
– 2.9
8.9
– 15.2
EUR million 31. 12. 2004 31. 12. 2003 Change in %
Own funds 15,957 15,468 3.2
Core capital ratio
Own funds ratio (Group level)
Number of employees
BayernLB
Group
8.3 %
12.5 %
7.8 %
11.3 %
6.4 (0.5 Pp**)
10.6 (1.2 Pp**)
31. 12. 2004 31. 12. 2003 Change in %
5,047
8,940
* Administrative expenses/income from operational banking business (previous year‘s figure adjusted)
** Percentage points
5,543
9,061
– 8.9
– 1.3