A4 für Copyshop GB.indd - Bayerische Landesbank

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A product is only as good as the tool that shapes it. Experience is the key to it all – from customised planning to successful implementation to the unique result. And the process is all but a routine one: every new project signifi es a new beginning.
You can’t buy the most valuable tool in the world: experience. Laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation. Ut wisi enim ad minim veniam, quis nostrud exerci tation. Lorem ipsum dolor sit amet.
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Annual Report and Accounts 2004
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LBS Bayern Corporates Business Area
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Clear figures. Clear objectives. Th
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Foreword by the Board of Management
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1 Board of Management and executive
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Dr. Rudolf Hanisch born in 1946, De
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In transforming its business model,
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Sparkassen-Finanzgruppe Bayern Baye
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Financial Statements Audit Committe
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Norbert Kastner Lord Mayor of the C
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2 Economic situation
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(Hartz IV) contributed to an overal
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An open mind. Clarity. Inspiration.
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30 BayernLB - our company } BayernL
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32 BayernLB - our company } Restruc
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34 BayernLB - our company } Cross-b
Page 40 and 41: 36 BayernLB - our company } Lead ar
Page 42 and 43: 38 BayernLB - our company } Coopera
Page 44 and 45: 40 BayernLB - our company Real Esta
Page 46 and 47: 42 BayernLB - our company Activitie
Page 48 and 49: 44 BayernLB - our company } BayernL
Page 50 and 51: 46 BayernLB - our company New issue
Page 52 and 53: 48 BayernLB - our company and the U
Page 54 and 55: 50 BayernLB - our company Savings B
Page 56 and 57: 52 BayernLB - our company } BayernL
Page 58 and 59: 54 BayernLB - our company } LBS Bay
Page 60 and 61: 56 BayernLB - our company } Moderni
Page 62 and 63: 58 BayernLB - our company Group ret
Page 64 and 65: 60 BayernLB - our company In 2004,
Page 66 and 67: 62 BayernLB - our company Support o
Page 68 and 69: 64 BayernLB - our company Landesban
Page 70 and 71: 66 BayernLB - our company Magyar K
Page 72 and 73: 68 BayernLB - our company Banque LB
Page 74 and 75: 70 BayernLB - our company LB(Swiss)
Page 76 and 77: 72 BayernLB - our company Corporate
Page 78 and 79: 74 BayernLB - our company } Shared
Page 80 and 81: 76 BayernLB - our company } Target
Page 82 and 83: 78 BayernLB - our company Our staff
Page 84 and 85: 80 BayernLB - our company Fostering
Page 86 and 87: 82 BayernLB - our company Public se
Page 88 and 89: 84 BayernLB - our company DKB and S
Page 93 and 94: 4 Report on the Bank and the Group
Page 95 and 96: position and serves as a bridgehead
Page 97 and 98: Management report Assets, liabiliti
Page 99 and 100: Funding EUR billion Due to banks -
Page 101 and 102: EUR million 1.1. - 31.12.2004 Bayer
Page 103 and 104: Group operating expenses were down
Page 105 and 106: In the 2004 financial year, the ope
Page 107 and 108: Outlook The forecasts relating to t
Page 109 and 110: Strategy / rating Upon withdrawal o
Page 111 and 112: BayernLB’s subsidiaries (Hungaria
Page 113 and 114: Gross exposure by Group entity [%]
Page 115 and 116: Investment risk Similarly to counte
Page 117 and 118: Net exposure of the Group by countr
Page 119 and 120: Market price risk Market risk compr
Page 121 and 122: Operational risk BayernLB defines o
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Page 127 and 128: 5 Report by the Board of Administra
Page 129 and 130: Report by the Board of Administrati
Page 133 and 134: Liabilities 1. Due to banks a) Paya
Page 135 and 136: Liabilities Report by the Board of
Page 139 and 140: Liabilities 1. Due to banks a) Paya
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Liabilities Report by the Board of
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Report by the Board of Administrati
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Complex enterprises demand reliabil
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184 Advisory Boards and addresses T
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186 Advisory Boards and addresses D
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188 Advisory Boards and addresses B
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190 Advisory Boards and addresses S
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Bayerische Landesbank Brienner Stra
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