National Microfinance Study of Sri Lanka: Survey of Practices and ...

Anuradhapura
Microfinance Overview
Table 51 Anuradhapura District Microfinance Activity
Type of
Organisation
No of
Units
No. of
Savings
A/Cs
Total
Savings
(SLR)
No. of
Loans
Loans
in 2000
(SLR)
DRC 24 250,000
FORUT 31 2,096 1,994,500 556 1,893,000
Local NGOs 1 1,300 700,000 137 900,000
RDBs 11 40,630 135,104,000 50,672 170,152,000
SAP 2,600 436,800 40 1,000,000
SEEDS 165 35,758 33,118,689 9,008 46,017,262
World Vision 4,376 3,700,000 1,300 10,000,000
CRBs 41 138,757 124,048,000 4,432 16,194,000
Samurdhi 53 - 74,514,000 13,284 102,144,000
TCCSs 38 - 17,371,695 3,135 23,061,264
Total 225,517 390,987,684 82,588 371,611,526
According to the 2001 Census, the total population of Anuradhapura is 746,466.
Loans
According to the survey, there were 82,588 loans taken in the district during the
year 2000. The total value of loans disbursed for the same period is SLR
371,611,526. Excluding NGOs, this equates to an average sum of SLR 4,496.14
per loan.
In terms of population, the total number and volume of loans referred to in the
table above is the equivalent of one loan per 9.04 people or SLR 497.83 per
person in the district for the year 2000.
Savings
Total savings in 2000 amount to SLR 390,987,684. A total of 225,517 savings
accounts were identified. Excluding DRC, Samurdhi and TCCSs (for whom
individual savings figures are not available), and local NGOs, a total of 224,217
savings accounts with a value of SLR 298,401,989 gives an average of SLR
1,330.86 per individual savings account.
In terms of population, the total amount of savings as of the close of the year
2000 is the equivalent of SLR 523.78 per person in the district or one savings
account per 3.31 people.