National Microfinance Study of Sri Lanka: Survey of Practices and ...

Badulla
Microfinance Overview
Table 52 Badulla District Microfinance Activity
Type of
Organisation
No of
Units
No. of
Savings
A/Cs
Total
Savings
(SLR)
No. of
Loans
Loans
in 2000
(SLR)
CRBs 84 228,829 419,444,000 46,887 265,168,000
Local NGOs 1 3,612 6,934,567 27,852 12,535,528
RDBs 13 80,000 185,000,000 40,000 260,000,000
Samurdhi 44 76,278,000 11,599 67,279,000
SEEDS 146 35,530 15,118,123 2,026 23,847,453
TCCSs 90 21,032,433 7,861 11,510,722
Total 347,971 723,807,123 136,225 640,340,703
According to the 2001 Census, the total population of the district of Badulla is
774,555.
Loans
According to the survey, there were 136,225 loans taken in the district during the
year 2000. The total value of loans disbursed for the same period is SLR
640,340,703. Excluding NGOs, this equates to an average sum of SLR 5,793.00
per loan.
In terms of population, the total number and volume of loans referred to in the
table above is the equivalent of one loan per 5.69 people or SLR 826.72 per
person in the district for the year 2000.
Savings
Total savings in 2000 amount to SLR 723807123. A total number of 347,971
savings accounts were identified. Excluding Samurdhi and TCCSs (for whom
individual savings figures are not available), and local NGOs, 344,359 savings
accounts totalling SLR 619,562,123 give an average of SLR 1,799.18 per
individual savings account.
In terms of population, the total amount of savings as of the close of the year
2000 is the equivalent of SLR 934.48 per person in the district or one savings
accounts per 2.23 people.