National Microfinance Study of Sri Lanka: Survey of Practices and ...
National Microfinance Study of Sri Lanka: Survey of Practices and ...
National Microfinance Study of Sri Lanka: Survey of Practices and ...
Create successful ePaper yourself
Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.
Sewa <strong>Lanka</strong> ............................................................................................. 128<br />
South Asia Partnership <strong>Sri</strong> <strong>Lanka</strong> ........................................................... 128<br />
(c) Local Practitioners ................................................................................. 128<br />
Community Based Organisations (CBOs) under the Change Agent<br />
Program ................................................................................................... 128<br />
Co-operative Rural Banks ....................................................................... 132<br />
Local Non-Government Organisations ................................................... 138<br />
Private Companies .................................................................................. 141<br />
TCCS....................................................................................................... 141<br />
District Unions - <strong>National</strong> Federation ..................................................... 145<br />
The SANASA Development Bank (SDB).............................................. 145<br />
4. Facilitators ................................................................................................. 147<br />
a) <strong>National</strong> Level Facilitators ...................................................................... 147<br />
The <strong>Micr<strong>of</strong>inance</strong> Network ..................................................................... 147<br />
International Centre for the Training <strong>of</strong> Rural Leaders .......................... 149<br />
b) Local Level Facilitators .......................................................................... 149<br />
Jaffna <strong>Micr<strong>of</strong>inance</strong> Focal Group ........................................................... 149<br />
Wanni Area <strong>Micr<strong>of</strong>inance</strong> Focal Group ................................................. 149<br />
Summary ........................................................................................................ 150<br />
The Funding <strong>of</strong> <strong>Micr<strong>of</strong>inance</strong> Activities in <strong>Sri</strong> <strong>Lanka</strong> ................................ 150<br />
Funder-Practitioner <strong>Micr<strong>of</strong>inance</strong> Activities in <strong>Sri</strong> <strong>Lanka</strong> ......................... 151<br />
Practitioner <strong>Micr<strong>of</strong>inance</strong> Activity in <strong>Sri</strong> <strong>Lanka</strong> ........................................ 151<br />
Conclusion ..................................................................................................... 153<br />
Part B – <strong>Survey</strong> <strong>of</strong> the Commercial Banking Sector ....................................... 154<br />
Introduction <strong>and</strong> Approach ......................................................................... 155<br />
The Commercial Banking Sector ................................................................ 155<br />
Credit Information Collection <strong>and</strong> Reporting ............................................. 156<br />
Banking Regulation <strong>and</strong> Supervision.......................................................... 156<br />
State-Owned Banks ....................................................................................... 157<br />
The Bank <strong>of</strong> Ceylon .................................................................................... 157<br />
The People’s Bank ...................................................................................... 158<br />
The New Comprehensive Rural Credit Scheme <strong>and</strong> the Surathura Diriya<br />
Credit Program. ............................................................................................ 158<br />
Private Commercial Banks .......................................................................... 159<br />
The Hatton <strong>National</strong> Bank ...................................................................... 159<br />
The Seylan Bank ......................................................................................... 161<br />
Case Studies <strong>of</strong> <strong>Micr<strong>of</strong>inance</strong> Interventions ............................................... 161<br />
GTZ/RBIP – Case <strong>Study</strong> ............................................................................. 162<br />
Multi-Purpose Small Business Loan ("People's Fast") ....................... 164<br />
Management Information System (MIS)............................................ 165<br />
Geographic Information System (GIS)............................................... 165<br />
Impact Monitoring Unit ...................................................................... 166<br />
Synopsis – New tools for FSD projects engaged in MSME finance .. 167<br />
The Hatton <strong>National</strong> Bank Case <strong>Study</strong> – Gami Pubuduwa Program.......... 169<br />
Seylan Bank Case <strong>Study</strong> ............................................................................. 171<br />
People’s Bank Case <strong>Study</strong> - ‘ Pawning <strong>and</strong> Savings Centres’ .................... 172<br />
4