National Microfinance Study of Sri Lanka: Survey of Practices and ...

Kalutara District
Microfinance Overview
Table 59 Kalutara District Microfinance Activity
Type of
Organisation
No of
Units
No. of
Savings
A/Cs
Total
Savings
(SLR)
No. of
Loans
Loans
in 2000
(SLR)
CRBs 75 252,697 795,920,000 34,236 315,777,000
Local NGOs 7 11,188 4,466,034 1,050 9,299,634
Samurdhi 55 154,407,000 12,154 72,219,000
SEEDS 129 28,544 34,000,585 3,620 31,686,214
TCCSs 121 294,611,012 27,885 400,150,306
Total 292,429 1,283,404,631 78,945 829,132,154
According to the 2001 Census, the total population of Kalutara is 1,060,800.
Loans
According to the survey, there were 78945 loans taken in the district during the
year 2000. The total value of loans disbursed for the same period is SLR
829,132,135. Excluding NGOs, this equates to an average of SLR 10,524.84 per
loan.
In terms of population, the total number and volume of loans referred to in the
table above is the equivalent of one loan per 13.44 people or SLR 781.61 per
person in the district for the year 2000.
Savings
Total savings in 2000 amount to SLR 1,283,404,631. A total number of 292,429
savings accounts were identified. Excluding Samurdhi and TCCSs (for whom
individual savings figures are not available) and local NGOs, 281,241 savings
accounts totalling SLR 829,920,585 give an average of SLR 2,950.92 per
individual savings account.
In terms of population, the total amount of savings as of the close of the year
2000 is the equivalent of SLR 1,209.85 per person in the district or one savings
account per 3.63 people.