National Microfinance Study of Sri Lanka: Survey of Practices and ...

Gampaha District
Microfinance Overview
Table 56 Gampaha District Microfinance Activity
Type of
Organisation
No of
Units
No. of
Savings
A/Cs
Total
Savings
(SLR)
No. of
Loans
Loans
in 2000
(SLR)
Arthacharya 1,240 529,879 64 318,850
CRBs 197 714,732 2,618,120,000 86,763 971,800,000
FORUT 10 2,243 1,477,355 105 404,500
RDBs 6 24,289 32,728,000 13,734 117,666,319
Samurdhi 86 291,758,000 24,845 234,088,000
SAP 2,750 466,000 20 500,000
SEEDS 140 42,623 56,680,541 20,221 74,133,875
TCCSs 65 434,835,236 25,312 124,075,706
Total 787,877 3,436,595,011 171,064 1,522,987,250
According to the 2001 Census, the total population of Gampaha is 2,066,096.
Loans
According to the survey, there were 171,064 loans taken in the district during the
year 2000. The total value of loans disbursed for the same period is SLR
1,522,987,250. This equates to an average sum of SLR 8,903.03 per loan .
In terms of population, the total number and volume of loans referred to in the
table above is the equivalent of one loan per 12.08 people or SLR 737.13 per
person in the district for the year 2000.
Savings
Total savings in 2000 amount to SLR 3,436,595,011. A total of 787,877 savings
accounts were identified. Excluding Samurdhi and TCCSs (for whom individual
savings figures are not available) an average of SLR 3,439.63 per individual
savings account.
In terms of population, the total amount of savings as of the close of the year
2000 is the equivalent of SLR 1,663.33 per person in the district or one savings
account per 2.62 people.