Adult Directory 2013

Police Clearances - Obtainable at MPD Arrest and Criminal History Section,
300 Indiana Ave, NW Room 1075 20001. (202) 727-4245, Mon-Fri 9am to 5pm. Walkin
requests are available within minutes, depending on the length of the applicants
criminal history. Mail request should allow 3 weeks for processing. To obtain a police
clearance the applicant must provide either of the following proofs of identification:
o Valid driver’s license, or non-driver’s ID card
o DD 214 with government picture ID
o Valid passport
o Birth Certificate, SSN, and government picture ID
o Green Card with picture ID
Cost: $7 cash or money order, payable to DC Treasurer. No credit cards or
checks.
Third party requests must have a notarized permission from the named person to receive
a copy of the police clearance.
Credit Report/Score - Credit report is a summary of the applicant’s borrowing and
payment history. The credit report is indexed by the individual’s social security number.
Most employers, landlords, utility companies, and retailers want to know the applicants
credit history and ability to fulfill an obligation. Individuals should review their credit
report regularly. Individuals are entitled to one free copy of their report, annually. Under
the Fair Credit Report Act, a consumer is also entitled to a free credit report (but not a
free credit score) within 60 days of an adverse action (e.g. denied a loan including rent or
mortgage, insurance, or employment) taken as a result of their credit score. Credit Score
is a three-digit number calculated by using a point system based on positive and negative
information from the credit report. Credit scores range from 300 to 850 points. The best
score is 850.
There are three principal credit reporting agencies that maintain a record of an
individual’s debts and payment history. To review the information on your credit report
and/or check your credit score, inquire online at:
o Equifax, PO Box 740241, Atlanta, GA 30374-0241 www.equifax.com
o Experian, PO Box 2104, Allen, TX 75013 www.experian.com
o Trans Union, PO Box 6790, Fullerton, CA 92634 www.transunion.com
Or send a letter of inquiry that includes a self-addressed, postage paid envelop to any or
each of the three agencies.
The Fair Credit Reporting Act (FCRA) - is a federal law enacted to safeguard the
privacy and accuracy of information in one’s credit or consumer report. A credit or
consumer report includes more than just consumer credit information. It may also
contain criminal background information. Under FCRA a prospective employer who
wants to obtain a consumer report in making a hiring decision must:
o Provide a written notice to the applicant and obtain the applicant’s consent
before obtaining the applicant’s consumer report.
o Provide the applicant with a pre-adverse action notice, a copy of the consumer
report and provide the applicant with a Summary of Rights.
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Adult Resource Directory: 2013
Community & Confinement Access Guide