Social Impact Assessment of Microfinance Programmes - weman

Table - A. 5.2.27
Non-Borrowers’ Perceptions - Getting Loan
[AKHUWAT]
Respondent Category
Overall
Non-
Borrowers
(Same Area)
Non-
Borrowers
(New Area)
Number of Non-Borrowers 60 60 120
100.0 100.0 100.0
Aware about credit facility Yes 55.0 63.3 59.2
No 45.0 36.7 40.8
Do not need 35.0 30.0 32.5
Amount of Instalment is high 1.7 1.7 1.7
Interest is high 5.0 6.7 5.8
Regular payment is difficult 10.0 15.0 12.5
Do not know office address 1.7 3.3 2.5
Do not like to borrow 5.0 2.5
Do not know procedure 3.3 1.7
Amount of loan is very low 3.3 1.7
Figures are column percentages except number of respondents
Table - A. 5.2.28
Non-Borrowers’ Perceptions - Coping Strategy
[AKHUWAT]
New
Borrowers
Respondent Category
Non-
Borrowers
(Same Area)
Non-
Borrowers
(New Area)
Overall
Number of Non-Borrowers 60 60 60 180
Sale of asset/Sale of Animals 1.7 1.7 1.7 1.7
Borrow loan from relative/friends 75.0 86.7 91.7 84.4
Borrow loan from Microfinance 18.3 6.7 3.3 9.4
Reduce Consumption Expenditure 3.3 8.3 3.9
Pull out children from school 1.7 .6
Search for extra work 3.3 3.3 2.2
Extra hours in existing occupation 1.7 .6
Have Enough Saving 8.3 2.8
Figures are column percentages except number of respondents
* Multiple Response Questions May Exceed 100%
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