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Social Impact Assessment of Microfinance Programmes - weman

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Table - A. 8.2.25<br />

Borrowers’ Perceptions - Coping Strategy<br />

[KASHF]<br />

Loan Taken<br />

One Two Three Four Five Six Seven<br />

Overall<br />

Number <strong>of</strong> Borrowers 50 37 45 57 30 16 4 239<br />

Sale <strong>of</strong> asset/Sale <strong>of</strong> Animals 4.0 .8<br />

Borrow loan from relative/friends 80.0 86.5 75.6 68.4 66.7 81.3 75.0 75.7<br />

Borrow loan from Micr<strong>of</strong>inance 32.0 35.1 35.6 45.6 56.7 31.3 75.0 40.2<br />

Reduce Consumption Expenditure 2.2 6.3 .8<br />

Search for extra work 2.0 2.2 .8<br />

Extra hours in existing occupation 6.0 10.8 2.2 7.0 23.3 25.0 8.4<br />

Figures are column percentages except number <strong>of</strong> respondents<br />

* Multiple Response Questions May Exceed 100%<br />

Table - A. 8.2.26<br />

Borrowers’ Perceptions - <strong>Impact</strong><br />

[KASHF]<br />

Loan Taken<br />

One Two Three Four Five Six Seven<br />

Overall<br />

Number <strong>of</strong> Borrowers 50 37 45 57 30 16 4 239<br />

Effect on quality <strong>of</strong> Improved<br />

life<br />

100.0 94.6 97.8 100.0 100.0 100.0 100.0 98.7<br />

No Change<br />

5.4 2.2 1.3<br />

Family eat your fill As much as wanted (all types) 48.0 59.5 55.6 61.4 70.0 50.0 75.0 57.7<br />

As much as wanted (not all types) 52.0 40.5 44.4 36.8 30.0 50.0 25.0 41.8<br />

Sometimes felt hunger 1.8 .4<br />

Have more to eat now Have more to eat now 92.0 86.5 91.1 91.2 100.0 87.5 100.0 91.6<br />

Have more to eat in earlier times 2.7 1.8 6.3 1.3<br />

Equal 8.0 10.8 8.9 7.0 6.3 7.1<br />

Family health Health is better now 82.0 67.6 68.9 78.9 70.0 56.3 25.0 72.4<br />

Health was better earlier 4.0 5.4 2.2 3.5 6.7 3.8<br />

Equal 14.0 27.0 28.9 17.5 23.3 43.8 75.0 23.8<br />

Sustainable increase Yes<br />

in income<br />

100.0 94.6 95.6 98.2 100.0 87.5 100.0 97.1<br />

No 5.4 4.4 1.8 12.5 2.9<br />

Figures are column percentages except number <strong>of</strong> respondents<br />

50

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