Social Impact Assessment of Microfinance Programmes - weman

Table - A.3.2.25
Borrowers’ Perceptions - Coping Strategy
[ASASAH]
Loan Taken
One Two Three Four
Overall
Number of Borrowers 81 111 31 14 237
Sale of asset/Sale of Animals 3.7 .9 1.7
Borrow loan from relative/friends 77.8 91.0 71.0 42.9 81.0
Borrow loan from Microfinance 38.3 19.8 45.2 85.7 33.3
Borrow loan from Commercial
Banks
1.2 .9 .8
Borrow
from
Moneylender/Commission agent 1.2 .4
Reduce Consumption Expenditure 1.2 2.7 1.7
Search for extra work 1.2 3.6 6.5 3.0
Extra hours in existing occupation 4.9 6.3 3.2 5.1
Have Enough Saving 3.2 .4
Figures are column percentages except number of respondents
* Multiple Response Questions May Exceed 100%
Table - A.3.2.26
Borrowers’ Perceptions - Impact
[ASASAH]
Loan Taken
One Two Three Four
Overall
Number of Borrowers 81 111 31 14 237
Effect on quality of Improved 92.6 95.5 93.5 100.0 94.5
life
No Change
7.4 4.5 6.5 5.5
Family eat your fill As much as wanted (all types) 46.9 38.7 58.1 92.9 47.3
As much as wanted (not all types) 50.6 60.4 38.7 7.1 51.1
Sometimes felt hunger 2.5 .9 3.2 1.7
Have more to eat now Have more to eat now 76.5 91.0 100.0 100.0 87.8
Have more to eat in earlier times 2.5 .9 1.3
Equal 21.0 8.1 11.0
Family health Health is better now 70.4 79.3 80.6 85.7 76.8
Health was better earlier 1.2 3.6 7.1 2.5
Equal 28.4 17.1 19.4 7.1 20.7
Sustainable increase Yes 96.3 99.1 100.0 100.0 98.3
in income No 3.7 .9 1.7
Figures are column percentages except number of respondents
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