Social Impact Assessment of Microfinance Programmes - weman

Table - A. 6.2.25
Borrowers’ Perceptions - Coping Strategy
[SAFWCO]
Loan Taken
One Two Three Four Five
Overall
Number of Borrowers 48 89 60 35 9 241
Sale of asset/Sale of Animals 60.4 55.1 48.3 45.7 66.7 53.5
Borrow loan from relative/friends 95.8 89.9 85.0 80.0 100.0 88.8
Borrow loan from Microfinance 4.2 7.9 3.3 11.1 5.0
Borrow loan from Commercial
Banks
10.4 10.1 10.0 2.9 8.7
Borrow from
Moneylender/Commission agent 2.1 7.9 3.3 2.9 11.1 5.0
Reduce Consumption Expenditure 10.4 11.2 13.3 11.4 11.1 11.6
Search for extra work 6.3 11.2 13.3 5.7 9.5
Extra hours in existing occupation 14.6 12.4 8.3 25.7 11.1 13.7
Have Enough Saving 12.5 23.6 26.7 31.4 11.1 22.8
Figures are column percentages except number of respondents
* Multiple Response Questions May Exceed 100%
Table - A. 6.2.26
Borrowers’ Perceptions - Impact
[SAFWCO]
Loan Taken
One Two Three Four Five
Overall
Number of Borrowers 48 89 60 35 9 241
Effect on quality of Improved
life
54.2 65.2 75.0 82.9 77.8 68.5
Deteriorated
2.1 4.5 1.7 2.5
No Change
43.8 30.3 23.3 17.1 22.2 29.0
Family eat your fill As much as wanted (all types) 37.5 52.8 55.0 77.1 66.7 54.4
As much as wanted (not all types) 60.4 44.9 45.0 22.9 33.3 44.4
Sometimes felt hunger 2.1 2.2 1.2
Have more to eat now Have more to eat now 41.7 48.3 65.0 65.7 44.4 53.5
Have more to eat in earlier times 2.1 1.1 5.7 1.7
Equal 56.3 50.6 35.0 28.6 55.6 44.8
Family health Health is better now 22.9 38.2 43.3 60.0 44.4 39.8
Health was better earlier 2.1 3.4 1.7
Equal 75.0 58.4 56.7 40.0 55.6 58.5
Sustainable increase Yes
in income
75.0 83.1 81.7 85.7 100.0 82.2
No 25.0 16.9 18.3 14.3 17.8
Figures are column percentages except number of respondents
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