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CHAPTER 2. HEALTH PLAN CHOICE 101 Finally, we note that while we present results from a relatively parsimonious model, our estimates do not appear to be sensitive to including a variety of different control variables. Additional controls we have explored include plan out-of-pocket maximums, whether a plan was offered to an employer group prior to the employer hiring the intermediary, and the average health status of an employee’s co-workers.
CHAPTER 2. HEALTH PLAN CHOICE 102 Table 2.1: Risk and Demographics Mean Sd. Min. Max. Employees (N = 3683) Risk Score 1.21 1.56 0.18 30.06 Age 40.56 12.01 18.00 72.00 Female 0.62 0.48 - - Spouse 0.28 0.45 - - Child 0.27 0.44 - - Enrollees (N = 6603) Risk Score 1.01 1.45 0.14 30.06 Age 32.13 17.67 0.00 72.00 Female 0.58 0.49 - - Spouse 0.19 0.39 - - Child 0.26 0.44 - - Firm-Years (N = 16) Risk Score 0.97 0.31 0.63 1.91 Age 31.67 4.63 25.71 46.09 Female 0.53 0.12 0.30 0.70 Spouse 0.19 0.07 0.08 0.27 Child 0.26 0.08 0.06 0.39 Employees 230.19 241.51 28.00 838.00 Dependents 182.50 117.51 9.00 331.00 Notes: In the first panel, spouse and child refer to the fraction of employees who enroll with a spouse or at least one child. In the second and third panels, these entries are the fraction of spouses and children in the set of enrollees. The first and second panels pool observations across firms and years. The third panel shows statistics of firm-year level averages, taken across all enrollees.
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ESSAYS IN PUBLIC FINANCE AND INDUST
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I certify that I have read this dis
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insurance choice. Among other thing
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Acknowledgements I am deeply thankf
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Contents Preface iv Acknowledgement
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2.5.3 The Value of Plan Choice ....
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List of Tables 1.1 Asset Exemption
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4.9 First Week Contract Spending fo
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4.3 I.T. Contracting by Week ......
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CHAPTER 1. BANKRUPTCY 2 of the dead
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CHAPTER 1. BANKRUPTCY 4 relevant le
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CHAPTER 1. BANKRUPTCY 6 superficial
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CHAPTER 1. BANKRUPTCY 8 After treat
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CHAPTER 1. BANKRUPTCY 12 newly edit
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CHAPTER 1. BANKRUPTCY 15 bound of t
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CHAPTER 1. BANKRUPTCY 20 or coverag
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CHAPTER 1. BANKRUPTCY 22 homestead
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CHAPTER 1. BANKRUPTCY 24 log seizab
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CHAPTER 1. BANKRUPTCY 26 on the bas
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CHAPTER 1. BANKRUPTCY 28 to seizabl
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CHAPTER 1. BANKRUPTCY 31 CARA utili
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CHAPTER 1. BANKRUPTCY 33 Puzzle 3:
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CHAPTER 1. BANKRUPTCY 35 of income
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CHAPTER 1. BANKRUPTCY 40 TaxSim pro
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Payments CHAPTER 1. BANKRUPTCY 42 $
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OOP payments CHAPTER 1. BANKRUPTCY
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ln(seizable sssets) CHAPTER 1. BANK
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50 60 70 80 90 100 Insurance covera
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Page 136 and 137: CHAPTER 3. MEDIGAP 119 be of intere
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Page 140 and 141: CHAPTER 3. MEDIGAP 123 have benefit
Page 145 and 146: CHAPTER 3. MEDIGAP 128 We use boots
Page 147 and 148: CHAPTER 3. MEDIGAP 130 of costs and
Page 149 and 150: CHAPTER 3. MEDIGAP 132 policy that
Page 151 and 152: CHAPTER 3. MEDIGAP 134 3.6.2 Causal
Page 153 and 154: CHAPTER 3. MEDIGAP 136 3.6.3 Robust
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CHAPTER 3. MEDIGAP 152 Table 3.12:
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CHAPTER 4. YEAR-END SPENDING 154 bu
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CHAPTER 4. YEAR-END SPENDING 156 in
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CHAPTER 4. YEAR-END SPENDING 159 To
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CHAPTER 4. YEAR-END SPENDING 163 4.
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CHAPTER 4. YEAR-END SPENDING 165 or
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CHAPTER 4. YEAR-END SPENDING 167 ha
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CHAPTER 4. YEAR-END SPENDING 169 It
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CHAPTER 4. YEAR-END SPENDING 172 To
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CHAPTER 4. YEAR-END SPENDING 175 0.
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CHAPTER 4. YEAR-END SPENDING 177 Th
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CHAPTER 4. YEAR-END SPENDING 179 to
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CHAPTER 4. YEAR-END SPENDING 181 Co
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CHAPTER 4. YEAR-END SPENDING 183 Fi
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CHAPTER 4. YEAR-END SPENDING 187 Ta
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