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Payments<br />

CHAPTER 1. BANKRUPTCY 42<br />

$35,000<br />

$30,000<br />

$25,000<br />

$20,000<br />

$15,000<br />

$10,000<br />

$5,000<br />

$-<br />

Figure 1.2: Payments vs. Charges by Insurance Status<br />

Privately <strong>in</strong>sured<br />

Un<strong>in</strong>sured<br />

$- $10,000 $20,000 $30,000 $40,000 $50,000 $60,000 $70,000 $80,000<br />

Charges<br />

Notes: Payments versus medical charges for un<strong>in</strong>sured <strong>and</strong> private <strong>in</strong>sured households.<br />

Payments are the sum of out-of-pocket payments <strong>and</strong> payments from private <strong>in</strong>surers. The<br />

plot is created by averag<strong>in</strong>g payments <strong>and</strong> charges at 20ths of the charge distribution.<br />

Pooled 2000 to 2005 MEPS, <strong>in</strong>flation-adjusted to 2005 us<strong>in</strong>g the CPI-U. Excludes<br />

households with a head age 65 or older. Household-level estimates weighted by number of<br />

<strong>in</strong>dividuals per household for <strong>in</strong>terpretation at the <strong>in</strong>dividual level.

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