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CHAPTER 3. MEDIGAP 149 Table 3.9: Policy Counterfactuals for Subsidies and Taxes of Medigap Premiums Tax Delta Medigap Tax revenue Medicare costs Budgetary effect % of premiums ppt $/beneficiary % $/beneficiary % $/beneficiary % -40.0% 19.0% -310 -5.6% 532 9.6% 843 15.2% -20.0% 9.5% -128 -2.3% 266 4.8% 394 7.1% 20.0% -9.5% 74 1.3% -266 -4.8% -341 -6.2% 40.0% -19.0% 95 1.7% -532 -9.6% -627 -11.4% 60.0% -28.5% 62 1.1% -798 -14.4% -860 -15.6% 76.0% -35.8% 0 0.0% -1,003 -18.1% -1,003 -18.1% Notes: Counterfactuals based on premium elasticity and Medigap estimates with full set of controls from Tables 6 and 7. Baseline Medigap market share is 35.8 percent and premiums average $1,443. Medicare costs effect caculated assuming Medicare pays for 80 percent of care on the margin. Percent of costs calculated using Medicare costs of $5,528 on average for Medigap enrollees.
CHAPTER 3. MEDIGAP 150 Table 3.10: OLS Estimates of Premiums on HRR- and State-Level Medicare Costs Dependent Variable: Log premium (1) (2) Log HHR costs 0.35 0.00 (0.04) (0.04) Log state costs 0.63 (0.04) R-squared 0.19 0.50 N 290 290 F-stat on log state costs 251.04 Prob > F 0.00 Source: Premium data from Weiss Ratings; Medicare expenditure data from the Dartmouth Atlas of Health Care Notes: There is one observation for each HRR where Medigap is offered. All variables are de-meaned. Premiums are for Plan C and all data is from 2003. Robust standard errors are parentheses.
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ESSAYS IN PUBLIC FINANCE AND INDUST
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I certify that I have read this dis
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insurance choice. Among other thing
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Acknowledgements I am deeply thankf
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Contents Preface iv Acknowledgement
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2.5.3 The Value of Plan Choice ....
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List of Tables 1.1 Asset Exemption
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4.9 First Week Contract Spending fo
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4.3 I.T. Contracting by Week ......
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CHAPTER 1. BANKRUPTCY 2 of the dead
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CHAPTER 1. BANKRUPTCY 4 relevant le
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CHAPTER 1. BANKRUPTCY 6 superficial
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CHAPTER 1. BANKRUPTCY 8 After treat
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CHAPTER 1. BANKRUPTCY 12 newly edit
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CHAPTER 1. BANKRUPTCY 15 bound of t
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CHAPTER 1. BANKRUPTCY 20 or coverag
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CHAPTER 1. BANKRUPTCY 22 homestead
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CHAPTER 1. BANKRUPTCY 24 log seizab
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CHAPTER 1. BANKRUPTCY 26 on the bas
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CHAPTER 1. BANKRUPTCY 28 to seizabl
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CHAPTER 1. BANKRUPTCY 31 CARA utili
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CHAPTER 1. BANKRUPTCY 33 Puzzle 3:
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CHAPTER 1. BANKRUPTCY 35 of income
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CHAPTER 1. BANKRUPTCY 40 TaxSim pro
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Payments CHAPTER 1. BANKRUPTCY 42 $
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OOP payments CHAPTER 1. BANKRUPTCY
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ln(seizable sssets) CHAPTER 1. BANK
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50 60 70 80 90 100 Insurance covera
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Pr(WTP > premium) CHAPTER 1. BANKRU
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CHAPTER 1. BANKRUPTCY 52 Table 1.1:
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CHAPTER 1. BANKRUPTCY 62 Table 1.11
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CHAPTER 1. BANKRUPTCY 64 Table 1.14
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CHAPTER 2. HEALTH PLAN CHOICE 66 pl
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Page 140 and 141: CHAPTER 3. MEDIGAP 123 have benefit
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Page 147 and 148: CHAPTER 3. MEDIGAP 130 of costs and
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