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CHAPTER 3. MEDIGAP 143 Table 3.3: Medigap Enrollment and Plan Characteristics by Letter Medigap Letter A B C D E F* G H I J* Enrollment N 238 291 894 293 133 1,757 154 117 112 348 Percent 6% 7% 21% 7% 3% 41% 4% 3% 3% 8% Plan Characteristics X X X X X X X X X X Basic benefits (Part A coninsurance, Part B coinsurance, blood, additional lifetime hospital days) Skilled nursing facility coinsurance X X X X X X X X X Part A deductible X X X X X X X X X X Part B deductible X X X Part B excess charges X 80% Foreign Travel Emergecy X X X X X X X X X Home health care X X X X Prescription drugs X X X Preventive medical care X X Source: 2000-2005 MCBS Notes: Sample excludes individuals with positive VA expenditure and individuals residing in states without Medigap coverage (MA, MN, WI). *Plans F and J have a high-deductible option that requires beneficiaries to pay $1,580 before receiving Medigap coverage. These plans are rarely offered an have only 14 enrollees in the sample.
CHAPTER 3. MEDIGAP 144 Table 3.4: HRR Level-Medicare Costs Tabulated By State State N Mean Std. Dev. Min. Max. NY 10 7,453 2,389 5,235 11,588 NV 2 7,283 1,730 6,059 8,506 FL 18 7,271 1,209 6,091 11,422 MS 6 6,796 1,176 5,310 8,473 CA 24 7,094 1,080 5,432 10,290 TX 22 7,258 1,078 5,472 10,626 IL 13 6,817 1,061 5,097 8,496 MI 15 7,033 1,059 5,683 8,636 PA 14 6,707 1,044 5,017 8,845 LA 10 7,922 772 7,148 9,020 UT 3 5,990 747 5,335 6,804 IN 9 6,198 728 5,123 7,458 NJ 7 8,626 713 7,216 9,426 AR 5 6,162 691 4,983 6,709 MA 3 8,123 621 7,431 8,631 WI 8 5,355 620 4,587 6,304 GA 7 6,160 534 5,068 6,852 CO 7 6,112 516 5,211 6,767 NH 2 5,785 487 5,440 6,129 OR 5 5,049 466 4,520 5,547 NC 9 6,165 456 5,563 6,955 OH 10 6,932 455 6,385 7,674 MO 6 6,106 445 5,541 6,634 IA 8 5,063 420 4,690 5,814 SC 5 6,430 404 6,043 7,065 VA 8 5,770 374 5,275 6,312 CT 3 7,864 369 7,527 8,258 ND 4 5,315 356 4,902 5,677 WA 6 5,716 352 5,170 6,108 KY 5 6,439 331 6,088 6,807 TN 7 6,641 307 6,374 7,026 MN 5 5,544 298 5,193 5,876 AZ 4 6,410 280 6,036 6,714 AL 6 6,710 278 6,390 6,994 ID 2 5,114 269 4,924 5,304 MD 3 7,734 261 7,568 8,034 ME 2 5,990 260 5,806 6,173 OK 3 6,932 193 6,770 7,146 SD 2 5,243 153 5,134 5,351 KS 2 6,294 125 6,205 6,382 NE 2 5,721 87 5,659 5,782 MT 3 5,383 69 5,304 5,430 WV 3 6,475 58 6,433 6,541 AK 1 6,719 6,719 6,719 DC 1 6,961 6,961 6,961 DE 1 6,850 6,850 6,850 HI 1 4,778 4,778 4,778 NM 1 5,254 5,254 5,254 RI 1 7,187 7,187 7,187 VT 1 5,858 5,858 5,858 WY 1 5,989 5,989 5,989 Total 306 6,635 1,163 4,520 11,588 Source: Dartmouth Atlas of Health Care Notes: Each observation is per capita FFS Medicare costs in a given HRR in 2003. The data is sorted by standard deviation.
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ESSAYS IN PUBLIC FINANCE AND INDUST
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I certify that I have read this dis
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insurance choice. Among other thing
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Acknowledgements I am deeply thankf
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Contents Preface iv Acknowledgement
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2.5.3 The Value of Plan Choice ....
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List of Tables 1.1 Asset Exemption
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4.9 First Week Contract Spending fo
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4.3 I.T. Contracting by Week ......
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CHAPTER 1. BANKRUPTCY 2 of the dead
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CHAPTER 1. BANKRUPTCY 4 relevant le
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CHAPTER 1. BANKRUPTCY 6 superficial
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CHAPTER 1. BANKRUPTCY 8 After treat
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CHAPTER 1. BANKRUPTCY 12 newly edit
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CHAPTER 1. BANKRUPTCY 15 bound of t
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CHAPTER 1. BANKRUPTCY 20 or coverag
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CHAPTER 1. BANKRUPTCY 22 homestead
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CHAPTER 1. BANKRUPTCY 24 log seizab
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CHAPTER 1. BANKRUPTCY 26 on the bas
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CHAPTER 1. BANKRUPTCY 28 to seizabl
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CHAPTER 1. BANKRUPTCY 31 CARA utili
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CHAPTER 1. BANKRUPTCY 33 Puzzle 3:
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CHAPTER 1. BANKRUPTCY 35 of income
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CHAPTER 1. BANKRUPTCY 40 TaxSim pro
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Payments CHAPTER 1. BANKRUPTCY 42 $
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OOP payments CHAPTER 1. BANKRUPTCY
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ln(seizable sssets) CHAPTER 1. BANK
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50 60 70 80 90 100 Insurance covera
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Pr(WTP > premium) CHAPTER 1. BANKRU
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CHAPTER 1. BANKRUPTCY 52 Table 1.1:
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CHAPTER 1. BANKRUPTCY 62 Table 1.11
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CHAPTER 1. BANKRUPTCY 64 Table 1.14
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CHAPTER 2. HEALTH PLAN CHOICE 66 pl
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CHAPTER 2. HEALTH PLAN CHOICE 68 ar
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CHAPTER 2. HEALTH PLAN CHOICE 70 pl
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CHAPTER 2. HEALTH PLAN CHOICE 73 va
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CHAPTER 2. HEALTH PLAN CHOICE 75 An
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CHAPTER 2. HEALTH PLAN CHOICE 77 2.
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CHAPTER 2. HEALTH PLAN CHOICE 81 wh
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CHAPTER 2. HEALTH PLAN CHOICE 83 cr
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CHAPTER 2. HEALTH PLAN CHOICE 88 2.
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CHAPTER 2. HEALTH PLAN CHOICE 90 av
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Page 134 and 135: Chapter 3 Private Coverage and Publ
Page 136 and 137: CHAPTER 3. MEDIGAP 119 be of intere
Page 138 and 139: CHAPTER 3. MEDIGAP 121 hazard for i
Page 140 and 141: CHAPTER 3. MEDIGAP 123 have benefit
Page 145 and 146: CHAPTER 3. MEDIGAP 128 We use boots
Page 147 and 148: CHAPTER 3. MEDIGAP 130 of costs and
Page 149 and 150: CHAPTER 3. MEDIGAP 132 policy that
Page 151 and 152: CHAPTER 3. MEDIGAP 134 3.6.2 Causal
Page 153 and 154: CHAPTER 3. MEDIGAP 136 3.6.3 Robust
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Page 157 and 158: CHAPTER 3. MEDIGAP 140 (10000,11000
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CHAPTER 4. YEAR-END SPENDING 193 Ta
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