essays in public finance and industrial organization a dissertation ...

OOP payments
CHAPTER 1. BANKRUPTCY 44
$9,000
$8,000
$7,000
$6,000
$5,000
$4,000
$3,000
$2,000
$1,000
$-
Figure 1.4: Payments vs. Charges by Seizable Assets
wS ! $50,000
$10,000 " wS < $50,000
wS< $10,000
$- $5,000 $10,000 $15,000 $20,000 $25,000 $30,000 $35,000 $40,000 $45,000
Charges
Notes: Out-of-pocket payments versus medical charges for uninsured households with low
(¡ $10,000), moderate ($10,000 to $50,000), and high (≥ $50,000) levels of seizable assets.
The plot is created by averaging payments and charges at 20ths of the charge distribution.
Pooled 2000 to 2005 MEPS, inflation-adjusted to 2005 using the CPI-U. Excludes
households with a head age 65 or older. Household-level estimates weighted by number of
individuals per household for interpretation at the individual level.