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List of Figures 1.1 Histogram of Seizable Assets by Insurance Status ........... 41 1.2 Payments vs. Charges by Insurance Status ............... 42 1.3 Provider Billing Decision: Submitted Bill vs. List Price of Medical Care 43 1.4 Payments vs. Charges by Seizable Assets ................ 44 1.5 Simulated Instrument by State ...................... 45 1.6 Log Seizable Assets Percentiles by State for a Constant Sample of Households ................................ 46 1.7 Seizable Homestead Equity in 2005 vs. 1920 for a Constant Sample of Households ................................ 47 1.8 Insurance Coverage vs. Seizable Assets ................. 48 1.9 Effect on Coverage on Samples Excluding Each State ......... 49 1.10 Micro-Simulation Estimates of Percent Covered Without and With Bankruptcy Insurance by Deductible .................. 50 1.11 The Insurance Generosity Gap ...................... 51 2.3 Contributions and Bids Relative to Integrated HMO .......... 111 2.4 Employer Contributions and Employee Characteristics ........ 112 2.5 Costs by Risk Score ............................ 113 2.6 Bids by Risk Score ............................ 114 3.1 Example of Identifying Variation .................... 140 4.1 Federal Contracting by Week, Pooled 2004 to 2009 FPDS ....... 183 4.2 Year-End Spending by Appropriations Date .............. 184 xvi
4.3 I.T. Contracting by Week ........................ 185 4.4 Year-End and Rest-of-Year Overall Ratings ............... 186 xvii
Page 1 and 2: ESSAYS IN PUBLIC FINANCE AND INDUST
Page 3 and 4: I certify that I have read this dis
Page 5 and 6: insurance choice. Among other thing
Page 7 and 8: Acknowledgements I am deeply thankf
Page 9 and 10: Contents Preface iv Acknowledgement
Page 11 and 12: 2.5.3 The Value of Plan Choice ....
Page 13 and 14: List of Tables 1.1 Asset Exemption
Page 15: 4.9 First Week Contract Spending fo
Page 19 and 20: CHAPTER 1. BANKRUPTCY 2 of the dead
Page 21 and 22: CHAPTER 1. BANKRUPTCY 4 relevant le
Page 23 and 24: CHAPTER 1. BANKRUPTCY 6 superficial
Page 25: CHAPTER 1. BANKRUPTCY 8 After treat
Page 29: CHAPTER 1. BANKRUPTCY 12 newly edit
Page 32: CHAPTER 1. BANKRUPTCY 15 bound of t
Page 37 and 38: CHAPTER 1. BANKRUPTCY 20 or coverag
Page 39 and 40: CHAPTER 1. BANKRUPTCY 22 homestead
Page 41 and 42: CHAPTER 1. BANKRUPTCY 24 log seizab
Page 43 and 44: CHAPTER 1. BANKRUPTCY 26 on the bas
Page 45 and 46: CHAPTER 1. BANKRUPTCY 28 to seizabl
Page 48 and 49: CHAPTER 1. BANKRUPTCY 31 CARA utili
Page 50 and 51: CHAPTER 1. BANKRUPTCY 33 Puzzle 3:
Page 52: CHAPTER 1. BANKRUPTCY 35 of income
Page 57 and 58: CHAPTER 1. BANKRUPTCY 40 TaxSim pro
Page 59 and 60: Payments CHAPTER 1. BANKRUPTCY 42 $
Page 61 and 62: OOP payments CHAPTER 1. BANKRUPTCY
Page 63 and 64: ln(seizable sssets) CHAPTER 1. BANK
Page 65 and 66: 50 60 70 80 90 100 Insurance covera
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Pr(WTP > premium) CHAPTER 1. BANKRU
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CHAPTER 1. BANKRUPTCY 52 Table 1.1:
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CHAPTER 1. BANKRUPTCY 62 Table 1.11
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CHAPTER 1. BANKRUPTCY 64 Table 1.14
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CHAPTER 2. HEALTH PLAN CHOICE 66 pl
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CHAPTER 2. HEALTH PLAN CHOICE 68 ar
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CHAPTER 2. HEALTH PLAN CHOICE 70 pl
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CHAPTER 2. HEALTH PLAN CHOICE 73 va
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CHAPTER 2. HEALTH PLAN CHOICE 75 An
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CHAPTER 2. HEALTH PLAN CHOICE 77 2.
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CHAPTER 2. HEALTH PLAN CHOICE 81 wh
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CHAPTER 2. HEALTH PLAN CHOICE 83 cr
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CHAPTER 2. HEALTH PLAN CHOICE 88 2.
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CHAPTER 2. HEALTH PLAN CHOICE 90 av
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CHAPTER 2. HEALTH PLAN CHOICE 92 ar
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CHAPTER 2. HEALTH PLAN CHOICE 94 le
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CHAPTER 2. HEALTH PLAN CHOICE 96
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CHAPTER 2. HEALTH PLAN CHOICE 98 ef
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CHAPTER 2. HEALTH PLAN CHOICE 100 2
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CHAPTER 2. HEALTH PLAN CHOICE 102 T
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CHAPTER 2. HEALTH PLAN CHOICE 111 F
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CHAPTER 2. HEALTH PLAN CHOICE 113 6
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Chapter 3 Private Coverage and Publ
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CHAPTER 3. MEDIGAP 119 be of intere
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CHAPTER 3. MEDIGAP 121 hazard for i
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CHAPTER 3. MEDIGAP 123 have benefit
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CHAPTER 3. MEDIGAP 128 We use boots
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CHAPTER 3. MEDIGAP 130 of costs and
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CHAPTER 3. MEDIGAP 132 policy that
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CHAPTER 3. MEDIGAP 134 3.6.2 Causal
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CHAPTER 3. MEDIGAP 136 3.6.3 Robust
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CHAPTER 3. MEDIGAP 138 calculated u
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CHAPTER 3. MEDIGAP 140 (10000,11000
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CHAPTER 3. MEDIGAP 142 Table 3.2: S
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CHAPTER 3. MEDIGAP 144 Table 3.4: H
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CHAPTER 3. MEDIGAP 146 Table 3.6: S
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CHAPTER 3. MEDIGAP 148 Table 3.8: R
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CHAPTER 3. MEDIGAP 150 Table 3.10:
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CHAPTER 3. MEDIGAP 152 Table 3.12:
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CHAPTER 4. YEAR-END SPENDING 154 bu
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CHAPTER 4. YEAR-END SPENDING 156 in
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CHAPTER 4. YEAR-END SPENDING 159 To
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CHAPTER 4. YEAR-END SPENDING 163 4.
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CHAPTER 4. YEAR-END SPENDING 165 or
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CHAPTER 4. YEAR-END SPENDING 167 ha
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CHAPTER 4. YEAR-END SPENDING 169 It
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CHAPTER 4. YEAR-END SPENDING 172 To
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CHAPTER 4. YEAR-END SPENDING 175 0.
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CHAPTER 4. YEAR-END SPENDING 177 Th
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CHAPTER 4. YEAR-END SPENDING 179 to
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CHAPTER 4. YEAR-END SPENDING 181 Co
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CHAPTER 4. YEAR-END SPENDING 183 Fi
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CHAPTER 4. YEAR-END SPENDING 185 Sp
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CHAPTER 4. YEAR-END SPENDING 187 Ta
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