essays in public finance and industrial organization a dissertation ...

CHAPTER 2. HEALTH PLAN CHOICE 111
Figure 2.3: Contributions and Bids Relative to Integrated HMO
-50 0050
50 100 150 200 -50 0050
50 100 150 200 -50 0050
50 100 150 200 -50 0050
50 100 150 200 Employee Plus Spouse
Employee Plus Spouse
Network PPO
Network PPO
Network HMO
Network HMO
Integrated POS
Integrated POS
Y=X Incremental Contribution
Incremental Contribution
Incremental Bid
Incremental Bid
-50
200
Incremental Contribution
0 50 100 150
-50
-50
0
Employee
50
100
Network PPO
Integrated POS
200
150
100
50
0
-50
150 200 -50
Incremental Bid
Employee Plus Spouse
0
50
Network HMO
Notes: Incremental Contribution and Incremental Bid are relative to Integrated HMO. In
Employee Plus Spouse, numbers are divided by two for comparability.
Y=X
100
150
200