A comparative analysis of the US and EU retail banking markets - Wsbi
A comparative analysis of the US and EU retail banking markets - Wsbi
A comparative analysis of the US and EU retail banking markets - Wsbi
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ABBREVIATIONS<br />
ABS<br />
Asset-Backed Securities<br />
EPN<br />
Electronic Payments Network<br />
ACB<br />
America’s Community Bankers<br />
ESBG<br />
European Savings Banks Group<br />
ACCIS<br />
Association <strong>of</strong> Consumer Credit Information<br />
Suppliers<br />
ESC<br />
ESCB<br />
European Securities Committee<br />
European System <strong>of</strong> Central Banks<br />
ACH<br />
Automated Clearing House<br />
<strong>EU</strong><br />
European Union<br />
ACSSS<br />
American Council <strong>of</strong> State Savings Supervisors<br />
FASB<br />
Financial Accounting St<strong>and</strong>ards Board<br />
AMA<br />
Advanced Management Approach<br />
FATF<br />
Financial Action Task Force<br />
AMEX<br />
American Stock Exchange<br />
FCRA<br />
Fair Credit Reporting Act<br />
APA<br />
Administration Procedure Act<br />
FDI<br />
Federal Deposit Insurance<br />
APRC<br />
Annual Percentage Rate <strong>of</strong> Charge<br />
FDIC<br />
Federal Deposit Insurance Corporation<br />
ATM<br />
BIF<br />
Automated Teller Machine<br />
Bank Insurance Fund<br />
FDICIA<br />
Federal Deposit Insurance Corporation<br />
Improvements Act<br />
BSC<br />
Banking Supervisory Committee<br />
Fed<br />
Federal Reserve<br />
CDIA<br />
Consumer Data Industry Association<br />
FFIEC<br />
Federal Financial Institutions Examination Council<br />
CDO<br />
Collateralised Debt Obligation<br />
FHLB<br />
Federal Home Loan Bank<br />
CEBS<br />
CEIOPS<br />
Committee <strong>of</strong> European Banking Supervisors<br />
Committee <strong>of</strong> European Insurance <strong>and</strong><br />
Occupational Pensions Supervisors<br />
FIRREA<br />
FRA<br />
Financial Institutions Reform, Recovery,<br />
<strong>and</strong> Enforcement Act<br />
Federal Reserve Act<br />
CEPS<br />
Centre for European Policy Studies<br />
FSA<br />
Financial Services Authority<br />
CESR<br />
Committee <strong>of</strong> European Securities Regulators<br />
FSAP<br />
Financial Services Action Plan<br />
CFR<br />
Code <strong>of</strong> Federal Regulations<br />
FSLIC<br />
Federal Savings <strong>and</strong> Loan Insurance Corporation<br />
CFTC<br />
Commodity Futures Trading Commission<br />
GAAP<br />
Generally Accepted Accounting Practices<br />
CHIPS<br />
Clearing House Interbank Payment Systems<br />
GDP<br />
Growth Domestic Product<br />
CRA<br />
Community Reinvestment Act<br />
GLB<br />
Gramm-Leach-Bliley<br />
CRA<br />
Congressional Review Act<br />
GSE<br />
Government Sponsored Enterprise<br />
CSBS<br />
Conference <strong>of</strong> State Bank Supervisors<br />
HOLA<br />
Home Owners’ Loan Act<br />
CSFI<br />
Centre for <strong>the</strong> Study <strong>of</strong> Financial Innovation<br />
IAS<br />
International Accounting St<strong>and</strong>ards<br />
CSR<br />
Corporate Social Responsibility<br />
IASB<br />
International Accounting St<strong>and</strong>ards Board<br />
CU<br />
Credit Union<br />
ICA<br />
International Cooperative Alliance<br />
CUNA<br />
Credit Union National Association<br />
ICPF<br />
Insurance Corporations <strong>and</strong> Pension Fund<br />
C<strong>US</strong>O<br />
Credit Union Service Organisation<br />
IFRS<br />
International Financial Reporting St<strong>and</strong>ards<br />
EBA<br />
Euro Banking Association<br />
IPO<br />
Initial Public Offering<br />
EBC<br />
European Banking Committee<br />
IRB<br />
Internal Rating Based<br />
EC<br />
European Community<br />
ISD<br />
Investment Services Directive<br />
ECB<br />
European Central Bank<br />
IUHF<br />
International Union for Housing Finance<br />
ECN<br />
Electronic Communication Network<br />
KfW<br />
Kreditanstalt für Wiederaufbau<br />
EEA<br />
European Economic Area<br />
LBS<br />
L<strong>and</strong>esbausparkasse<br />
EFR<br />
European Financial Roundtable<br />
LSE<br />
London Stock Exchange<br />
EIB<br />
European Investment Bank<br />
M&A<br />
Merger & Acquisition<br />
EIF<br />
European Investment Fund<br />
MAP<br />
Multi-Annual Programme<br />
EIOPC<br />
European Insurance <strong>and</strong> Occupational<br />
Pensions Committee<br />
MBS<br />
MFI<br />
Mortgage-Backed Securities<br />
Monetary Financial Institution<br />
EMFA<br />
European Mortgage Finance Agency<br />
MHC<br />
Mutual Holding Company<br />
EMV<br />
Europay, Mastercard <strong>and</strong> Visa<br />
MiFID<br />
Markets in Financial Instruments Directive<br />
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