Salz Review - Wall Street Journal
Salz Review - Wall Street Journal
Salz Review - Wall Street Journal
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235<br />
<strong>Salz</strong> <strong>Review</strong><br />
An Independent <strong>Review</strong> of Barclays’ Business Practices<br />
Term<br />
Reputational risk<br />
RoE<br />
RoRWA<br />
RWA<br />
Sanctions<br />
SCM<br />
SEC<br />
Single premium<br />
PPI<br />
SME<br />
SME derivatives<br />
Stress test of the<br />
European<br />
Banking<br />
Authority<br />
Tax Code<br />
TCF<br />
Tier 1 ratio<br />
Total capital ratio<br />
TSR<br />
Definition<br />
Damage to the brand arising from any association, action or inaction<br />
which is perceived by stakeholders to be inappropriate or unethical 328<br />
Return on equity<br />
Return on risk weighted assets<br />
Risk weighted assets<br />
Domestic penalties applied by a country against other countries,<br />
including trade barriers and restrictions on financial transactions with or<br />
through sanctioned countries. They may be imposed for economic,<br />
political or social reasons<br />
Barclays’ structured capital markets business within the investment bank<br />
Securities and Exchange Commission (US)<br />
Type of PPI policy, in which the full cost of insurance is paid up-front<br />
and usually added to the total value of the loan, with interest charged on<br />
top 329<br />
Small and Medium Sized Enterprises<br />
Interest rate hedging products sold to SMEs<br />
An assessment of the resilience of financial institutions to adverse market<br />
developments 330<br />
HMRC Code of Practice on Taxation for Banks (UK)<br />
Treating Customers Fairly, a 2006 retail regulatory initiative by the FSA,<br />
to ensure an efficient and effective market, thereby helping consumers to<br />
achieve a fair deal 331<br />
Ratio of a bank’s tier 1 capital to its total RWAs, a measure of its<br />
financial strength<br />
Ratio of a bank’s total capital to its total RWAs, a measure of its financial<br />
strength<br />
Total shareholder return<br />
328 Barclays, Annual Return 2012, p. 188.<br />
329 www.fsa.gov.uk.<br />
330 EBA webpage, “EU-wide stress testing”, www.eba.europa.eu/EU-wide-stress-testing.aspx; the results of<br />
which for Barclays are available at: www.eba.europe.eu/pdf/bank/GB090.pdf.<br />
331 www.fsa.gov.uk/doing/regulated/tcf.
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