Transaction Express User Guide - Merchant Service Group

[Transaction Express User Guide]
Sale Billing
Info
Enter the CVV2 or CID for the Card being processed. CVV2 (also known as CVC2 or
CID) is a three or four digit value that is uniquely derived for each credit card account.
On Visa and MasterCard cards, it is a three digit value printed in reverse italic
characters on the signature panel on the back of the card, following the last 4 digits of
the account number.
On American Express cards, it is a four digit value printed on the front of the card,
usually on the right side.
In a card-not-present environment such as the Internet, CVV2 lets you verify that the
cardholder does in fact have the card in his or her possession.
Enter as much Account Holder information as your business requires into the fields
provided. This section will reflect the Billing Address of the Customer you are
accepting payment from.
Address Line 1 and Zip Code fields are used for AVS (Address Verification Service).
Provide Cardholder Street Address and Zip Code for AVS on this transaction.
A word about AVS: Short for Address Verification Service, AVS is a service used in the
United States to verify a cardholder's billing address. This service provides fraud
prevention for transactions that are completed without a credit card being physically
presented (Card Not Present or CNP) usually for mail-order, telephone or internet
purchases.
The next several sections of the Sale are optional and will default to their collapsed
position.
These sections can be expanded by clicking anywhere on the blue title bar for the
section.
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