2010-2014 Consolidated Plan - City of Champaign

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programs included in this plan. At year end, the City will reconcile actual program income and will carryforward any excess to the following year.The City of Champaign anticipates carrying forward funding from the FY 2009/10 program year in theamount of $64,538. No grant funding has been returned to the City’s line of credit.Float-Funded ActivitiesAt this time, there are no plans to conduct float-funded activities during the FY 2010/11 program year.Pre-Award GrantsAt this time, there are no plans to fund pre-award grants during the FY 2009/10 program year.HOME SUBMISSION REQUIREMENTSThe HOME Consortium consists of the cities of Champaign and Urbana, and Champaign County. TheConsortium recently received its allocation amount for the first year of a new three-year fundingallocation. The program year covers the period from July 1, 2009 through June 30, 2010. The totalallocation is estimated at the time of this Annual Action Plan to be $1,010,203. Of the Consortium total,10% will go to the City of Urbana to cover the costs of administering the grant, 5% has been set asidefor CHDO administrative expenses, and 30% for CHDO projects. Thus, the City’s remaining allocation isexpected to be $370,419. As in past years, a 25% local match is required. Property owner contributionsto the City’s rental rehab program in FY 2009/10 should provide match in addition to the UDAG fund andpossible Federal Home Loan Bank grant revenue.The following information is an excerpt from the City of Urbana Annual Action Plan. The City of Urbana islead entity for the HOME Consortium and has primary responsibility for reporting HOME submissionrequirements. The following is provided for information only.The Urbana HOME Consortium invests all HOME funds as described in §92.205(b).HOME RESALE/RECAPTURE PROVISIONSRecapture Option - Homeownership (Direct Buyer Assistance)For HOME-assisted, homeownership units, wherein HOME funds are utilized to provide direct assistanceto the home buyer, the Urbana HOME Consortium members may utilize one of two net sales proceedsformulas to recapture HOME funds in the event that affordability requirements are not met for the fullterm of the affordability period due to a sale of the property or foreclosure.If the net proceeds resulting from the sale or foreclosure of a HOME assisted property are not sufficientto recapture the full amount of the HOME investment and enable the homeowner to recover the amountof the homeowner’s down payment and any capital improvements investment made by the owner sincepurchase, the PJ will share the net proceeds. The net proceeds are the sale price minus loan repayment(other than HOME funds) and closing costs.The net sales proceeds may be divided proportionately as set forth in the mathematical formulas:HOME Investment X NetHOME investment + Homeowner Proceedsinvestment= Recaptured HOME FundsFY 2010/11 Annual Action Plan: Resources, Barriers, and Program Requirements 101
Homeowner Investment X NetHOME investment + Homeowner Proceedsinvestment= Amount to homeownerThe City of Urbana, Urbana HOME Consortium members, and designated Community HousingDevelopment Organizations agree that, to the extent allowable by law, to secure the HOME funds, amortgage and promissory note shall be executed for any HOME funded homeownership property andshall be recorded against the title to the property. The mortgage and promissory note shall include theprescribed net sales proceeds provision for the recapture of HOME funds as stated above.The Consortium has requested a waiver from HUD on a program basis that, in the event of foreclosureinvolving homebuyers assisted under its previous program design, limits the Consortium member’srepayment obligation to the amount that it is able to obtain through the foreclosure (net proceeds). Forfuture homebuyer activities that result in foreclosure, the City’s repayment obligation will also be limitedto net proceeds.Resale Option – Other HOME Assisted Projects:For other HOME assisted projects, to ensure compliance with the prescribed affordability periodrequirements, a resale restriction will be utilized. The resale restriction shall be in effect for the durationof the prescribed affordability period based on the amount of HOME assistance provided and will transferto any future owners of the assisted property should the property be sold before the expiration of theaffordability period.The City of Urbana, Urbana HOME Consortium members, and designated Community HousingDevelopment Organizations agree that, to the extent allowable by law, a mortgage and promissory noteand a land use restriction agreement shall be prepared, executed, and recorded against the title to theproperty for all other projects assisted with HOME funds as required.The mortgage, note and land use restriction agreement shall include a provision restricting subsequentsales of any house to a family having income at or below 80 percent of area median family income forthe period of affordability which is determined in the HOME regulations as a function of HOME fundsinvested in said housing property. The mortgage, note, and land use restriction shall be recorded againstthe title to the property. For rental projects, the mortgage, promissory note and land use restrictionagreement shall include rent and occupancy restrictions depending upon the amount of HOME fundsinvested per unit.HOME Consortium – City of Urbana as Lead EntityThe specific HOME submission requirements are contained in the 2010-2014 Consolidated Plan and FY2010/11 Annual Action Plan prepared by the City of Urbana, Illinois, since it serves as the administrativeagency for the HOME Consortium. The plan can be reviewed at the City of Urbana CommunityDevelopment Services office located at 400 S. Vine St., Urbana, Illinois. A copy of the document is alsoavailable in the City of Champaign Neighborhood Services office.102 FY 2010/11 Annual Action Plan: Resources, Barriers, and Program Requirements
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2010-2014Consolidated Plan2010/11 A
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• Provide decent, affordable hous
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homeless populations. The City cont
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Summary of Citizen ParticipationDat
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The City held three public hearings
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Chapter 2Housing Market AnalysisCOM
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compared to the remainder of the Ci
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single parent households increased
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Census. The U.S. Census Bureau esti
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Table 2-1: Housing Opportunity Inde
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All but three planning areas have h
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Loan Denial Rates by Race and Incom
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• Additional affordable or subsid
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2014 Consolidated Plan and will be
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Because the cost of homeownership i
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The City will renew its marketing e
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of Champaign programs, are meeting
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At incomes of
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in the long-term. The City will con
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from a disabling condition (usually
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Almost all of the agencies that pro
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monies to provide housing assistanc
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Discharge Coordination PolicyContin
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provide structural modifications an
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Persons with Developmental Disabili
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entering substance abuse treatment
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RESTORATION OR REVITALIZATION NEEDS
Page 65 and 66: licensed day care facility, nursery
Page 67 and 68: portion of the workshop is devoted
Page 69 and 70: • 27 playgrounds• 24 outdoor te
Page 71 and 72: Alley ConditionA majority of the Ci
Page 73 and 74: - lack of a multi-year schedule for
Page 75 and 76: Redevelopment Initiatives - Commerc
Page 77 and 78: Job TrainingThe Champaign Consortiu
Page 79 and 80: improving their skills and career o
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Page 83 and 84: organizations. The creation of the
Page 85 and 86: non-profits (such as Habitat for Hu
Page 87 and 88: Activities:1) Targeted Full Home Im
Page 89 and 90: creation and preservation of afford
Page 91 and 92: 4) Employer Assisted Housing: Explo
Page 93 and 94: housing units are located. The City
Page 95 and 96: successful. These supportive servic
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Page 99 and 100: 3) Prevention Education: Reduce the
Page 101 and 102: Strategies:a) Maintain the safety a
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Page 105 and 106: Activities:1) Neighborhood Small Gr
Page 107 and 108: The information collected through t
Page 109 and 110: addressing blighted properties owne
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Page 113 and 114: America Saves is designed to reinfo
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Page 119 and 120: impacts the housing market in terms
Page 121 and 122: FY 2010/11 AAP Chapter 3:Affordable
Page 123 and 124: ) Improve the condition of rental p
Page 125 and 126: ) Reduce other blighting influences
Page 127 and 128: with Champaign County Regional Plan
Page 129 and 130: Habitat for Humanity chapter to ide
Page 131 and 132: Inputs: $10,000 per lot is availabl
Page 133 and 134: service providers facilitate an eff
Page 135 and 136: make existing affordable units acce
Page 137 and 138: Objectives:a) Coordinate public and
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Page 141 and 142: approximately 4,900 persons, over 5
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Page 145 and 146: Objectives:a) Support programs to e
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Page 149 and 150: associations registered with the Ci
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Page 153 and 154: FY 2010/11 AAP Chapter 5:FY 2010/11
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N o t A p p l i c a b l eA c c o m
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Appendix AConsultation/Participatio
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Appendix B 167
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• Clear floor space (18” minimu
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Laundry Areas• Front loading wash
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Appendix DCity Approved Visitabilit
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Exception: This does not apply to p
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Cost Burden, Extreme (or Severe): T
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friction surfaces, or impact servic
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SRO: Single-Room Occupancy.Subsidiz
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Appendix FCitizen Participation Pla
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E. PUBLIC HEARINGSDuring the Consol
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- Submission of objections within 3
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-- The development of the Consolida
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Neighborhood Services DepartmentNei
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Kerri stated it needs to be under c
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longer be considered a pilot progra
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CHAMPAIGN CITY COUNCILRegular Counc
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AUDIENCE PARTICIPATION:Firefighter
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Appendix HAnti-DisplacementFOR Comm
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SECTION ISTEPS TO BE TAKEN TO MINIM
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SECTION IISTEPS TO BE TAKEN WHEN LO
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moderate income households that are
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SECTION IIISTEPS TO BE TAKEN WHEN C
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1. The lessor of the monthly cost o
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displacement, stating who will be r
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funding the project, or the displac
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Appendix AGLOSSARY OF TERMSBelow ar
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project is subject to the Uniform A
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Appendix BAPPEALSThe City of Champa
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Appendix COne for One Replacement P
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Appendix IHUD CPMP Needs Worksheets
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Table 1BSpecial Needs (Non-Homeless
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Table 2APriority Housing Needs/Inve
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Table 2BPriority NeedAcquisition of
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Housing Inventory Chart: Emergency
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Housing Inventory Chart: Safe Haven
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Housing Inventory Chart: Unmet Need
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2010-2014 Consolidated Plan - City of Champaign

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