Erste Bank JPMorgan Merrill Lynch International

Trademarks and Patents
The names “WIENER STÄDTISCHE”, “VIENNA INSURANCE GROUP” and “VIG” have been
applied for and registered as a trademark in Austria and many other countries, including all countries
of importance to the Vienna Insurance Group’s business operations. Trademarks protecting the words
and/or the word-and-picture combinations used by the key companies in the Vienna Insurance Group
have also been applied for and registered in the countries in which they are located and in other
countries relevant to the companies’ business operations.
Wiener Städtische AG and its Group companies are the owners of a number of domains,
including “wienerstaedtische” in combination with the top level domains “com,” “biz,” and, in the future,
also “eu” and numerous country-specific top level domains (in particular “at”, “it”, “si”, “bg”, “cz”, “hu”,
“pl”, “ro” and “sk”). The domain name “vienna-insurance-group” and “vig” were also registered in the
top level “com” domain and in a number of country-specific top level domains.
Patents are of no importance to the operations of the Vienna Insurance Group.
Real Property
As of December 31, 2007, the book value of land and buildings owned by companies in the
Vienna Insurance Group was approximately EUR 2,868.7 million, of which land value amounts to
EUR 481.7 million. The overwhelming majority of commercial buildings used by the Vienna Insurance
Group are owned by companies in the Group, and no major encumbrances have been recorded
against the Vienna Insurance Group’s land holdings.
Contracts Outside of the Ordinary Course of Business
Other than the General Distribution Agreement entered into by Wiener Städtische Ag and Erste
Bank AG in connection with the acquisition of the Target Companies (see “Acquisition of the Target
Companies and Long-Term General Distribution Agreement – Description of the Acquisition and the
Long-Term General Distribution Agreement – General Distribution Agreement between Wiener Städtische
AG and Erste Bank AG”), neither Wiener Städtische AG nor any of the affiliated companies of
the Vienna Insurance Group is a party to a material contract, which has not been entered into in the
ordinary course of business. There are no agreements, which have been entered into by any affiliated
company of the Vienna Insurance Group which contain a provision pursuant to which one of the
affiliated companies of the Vienna Insurance Group would incur an obligation or receive a right, that
would be of material significance for the Vienna Insurance Group and was not entered into in the
ordinary course of business.
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