Erste Bank JPMorgan Merrill Lynch International

Change in life insurance
in EUR ’000
31.12.2006 31.12.2005
Provision for refund of premiums
Book value as of 31.12. of the previous year ....................... 164,109 175,284
Exchange rate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3,091 625
Book value as of 1.1. .......................................... 167,200 175,909
Addition/release . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 109,628 100,060
Transfer to mathematical reserve . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . �96,236 �111,860
Total. ....................................................... 180,592 164,109
Deferred profit participation
Book value as of 31.12. of the previous year ....................... 545,867 285,543
Exchange rate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . �5,963 480
Book value as of 1.1. .......................................... 539,904 286,023
Unrealised gains/losses from financial investments available for sale. . . . . . . . �85,909 252,697
Revaluations recognised through profit or loss . . . . . . . . . . . . . . . . . . . . . . . . 49,338 7,147
Book value as of 31.12. ........................................ 503,333 545,867
PROVISION FOR REFUND OF PREMIUMS INCL. DEFERRED PROFIT
PARTICIPATION ............................................. 683,925 709,976
Change to health insurance
in EUR ’000
31.12.2006 31.12.2005
Provision for refund of premiums
Book value as of 31.12. of the previous year equals the book value as of
1.1. ....................................................... 17,531 17,846
Addition/release . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 870 �315
Book value as of 31.12. ......................................... 18,401 17,531
Maturities
in EUR ’000
31.12.2006 31.12.2005
no maturity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 503,333 545,867
up to one year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 165,635 148,083
from one to five years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 55,549 50,661
Total ........................................................ 724,517 744,611
19. OTHER UNDERWRITING PROVISIONS
Detail
in EUR ’000
31.12.2006 31.12.2005
Property/casualty insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11,848 12,009
Life insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3,449 2,633
Health insurance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 870 597
Total ........................................................ 16,167 15,239
Other underwriting provisions relate chiefly to provision for anticipated lapses.
Change
in EUR ’000
Property/Casualty
31.12.2006
Life
31.12.2006
Health
31.12.2006
Total
31.12.2006
Total
31.12.2005
Book value as of 31.12. ........ 12,009 2,633 597 15,239 12,728
Exchange rate . . . . . . . . . . . . . . . . �3 16 0 13 �25
Book value as of 1.1. ......... 12,006 2,649 597 15,252 12,703
Additions . . . . . . . . . . . . . . . . . . . . 3,572 3,417 870 7,859 12,045
Amount used/released . . . . . . . . . . �3,730 �2,649 �597 �6,976 �9,509
Change in scope of consolidation. . 0 32 0 32 0
Book value as of 31.12. ........ 11,848 3,449 870 16,167 15,239
F-135