Erste Bank JPMorgan Merrill Lynch International

24. LIABILITIES
Detail
in EUR ’000
Property/Casualty
31.12.2007
Life
31.12.2007
Health
31.12.2007
Total
31.12.2007
Total
31.12.2006
Underwriting .............. 388,074 347,785 7,141 743,000 592,616
Liabilities from direct business . . 293,055 115,032 6,037 414,124 396,011
with policyholders. . . . . . . . . . 189,055 65,467 5,777 260,299 271,707
with insurance brokers . . . . . . 81,381 18,166 0 99,547 86,932
with insurance companies . . . 22,619 491 260 23,370 11,357
under financial insurance
contracts . . . . . . . . . . . . . . 0 30,908 0 30,908 26,015
Liabilities from reinsurance
business . . . . . . . . . . . . . . . . 93,886 9,826 0 103,712 85,872
Deposits on ceded reinsurance
business . . . . . . . . . . . . . . . . 1,133 222,927 1,104 225,164 110,733
Non-underwriting .......... 217,384 1,513,944 214,346 1,945,674 1,263,823
Liabilities to banks . . . . . . . . . . . 138,269 558,124 122,584 818,977 483,282
Miscellaneous liabilities . . . . . . . 79,115 955,820 91,762 1,126,697 780,541
Total ..................... 605,458 1,861,729 221,487 2,688,674 1,856,439
Detail of miscellaneous liabilities
in EUR ’000
31.12.2007 31.12.2006
Tax liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 52,297 42,603
Liabilities for social security . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12,841 10,827
Liabilities to property managers. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 902 272
Liabilities to employees . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13,118 12,373
Bond liabilities. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2,088 2,225
Other miscellaneous liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1,045,451 712,241
Total. ....................................................... 1,126,697 780,541
Maturities
in EUR ’000
Underwriting
31.12.2007
Nonunderwriting
31.12.2007
Total
31.12.2007
Total
31.12.2006
up to one year . . . . . . . . . . . . . . . . . . . . . . . . . . 712,897 205,848 918,745 879,065
from one to five years . . . . . . . . . . . . . . . . . . . . 10,625 266,938 277,563 159,990
from five to ten years. . . . . . . . . . . . . . . . . . . . . 4,687 156,060 160,747 165,671
more than ten years . . . . . . . . . . . . . . . . . . . . . 14,791 1,316,828 1,331,619 651,713
Total ................................. 743,000 1,945,674 2,688,674 1,856,439
Other liabilities are comprised primarily of liabilities from purchases of assets (EUR 30,568 million),
financing liabilities (EUR 833,604 million), and interest on supplementary capital (EUR 4,232 million).
25. OTHER LIABILITIES
Detail
in EUR ’000
Property/Casualty
31.12.2007
Life
31.12.2007
Health
31.12.2007
Total
31.12.2007
Total
31.12.2006
Accrued liabilities . . . . . . . . . . . . . . 72,785 5,731 252 78,768 104,631
Miscellaneous other liabilities . . . . . 2,916 24 0 2,940 1,532
Total ....................... 75,701 5,755 252 81,708 106,163
26. CONTINGENT LIABILITIES AND RECEIVABLES
Litigation
Wiener Städtische AG and its affiliated companies are involved in a number of legal disputes
arising from the normal course of business. A description of certain pending and threatened legal
proceedings is provided below. Unless discussed below, the management of Wiener Städtische AG
does not expect legal disputes and legal proceedings to which the companies of the Vienna Insurance
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