Erste Bank JPMorgan Merrill Lynch International

The table below sets forth key financial data of Erste Sparkassen osiguranje for the periods
presented. These data are based on the unaudited IFRS reporting package of Erste Sparkassen
osiguranje used for the audited consolidated financial statements of Erste Bank AG:
Fiscal year
ended
December 31,
2007 2006
(unaudited)
(in EUR million)
Gross premiums written life . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8.9 7.0
Total gross premiums written . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8.9 7.0
Net earned premiums . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8.8 6.9
Net investment income. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 0.7 0.3
Profit before taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . -0.4 -0.9
Net income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . -0.4 -0.9
Total assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15.7 10.1
Underwriting provisions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12.2 5.8
Romania
In connection with the acquisition of the S-Versicherung and its subsidiaries and minority-owned
companies, the Vienna Insurance Group is also acquiring a participation in two Romanian insurance
companies, BCR Asigurari (up to 87%) and BCR Asigurari de Viata (up to 88%), from Erste Bank
Group. BCR Asigurari de Viata (BCR Life) is a life insurance company that offers a full range of
insurance products and services as well as customized solutions. Its product portfolio includes
protection, savings as well as pension products. BCR Asigurari was established in 2001 as one of the
members of Banca Comerciala Romana Group, which is one of the main providers of integrated
financial services in Romania. BCR Asigurari offers various non-life insurance products.
With gross premiums written of EUR 23.0 million 2007, BCR Life ranked seventh in 2007 in the
Romanian life insurance business (Source: Insurance profile, edition March 2008 – 1/2008 (18)), while
BCR Non-Life ranked third in 2007 in the Romanian non-life insurance business with gross premiums
written of EUR 155.2 million in 2007.
The table below sets forth key financial data of BCR Life for the periods presented. These data
are based on the unaudited IFRS reporting package of BCR Life used for the audited consolidated
financial statements of Erste Bank AG:
Fiscal year ended
December 31,
2007 2006
(unaudited)
(in EUR million)
Gross premiums written life . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23.0 14.9
Total gross premiums written . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23.0 14.9
Net earned premiums . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16.0 13.2
Net investment income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1.2 1.2
Profit before taxes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1.7 1.9
Net income . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1.5 1.7
Total assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 38.9 30.6
Underwriting provisions. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26.1 20.5
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