Erste Bank JPMorgan Merrill Lynch International

23. OTHER PROVISIONS
Detail
in EUR ’000
Property/Casualty
31.12.2007
Life
31.12.2007
Health
31.12.2007
Total
31.12.2007
Total
31.12.2006
Provision for unused vacation
entitlements . . . . . . . . . . . . . . . . 22,668 9,263 0 31,931 30,179
Provision for anniversary
payments . . . . . . . . . . . . . . . . . . 8,839 5,551 1,928 16,318 15,578
Other personnel provisions. . . . . . . 1,416 343 0 1,759 1,826
Provision for derivatives trading . . . 0 90 0 90 10,296
Provisions for customer support
and marketing. . . . . . . . . . . . . . . 34,645 381 0 35,026 30,232
Provision for variable salary
components . . . . . . . . . . . . . . . . 6,376 2,388 0 8,764 6,466
Provision for legal and consulting
fees . . . . . . . . . . . . . . . . . . . . . . 1,518 1,198 27 2,743 1,770
Provisions for litigation . . . . . . . . . . 132 173 8 313 941
Provision for renewal
commissions. . . . . . . . . . . . . . . . 0 231 0 231 145
Provision for unpaid incoming
invoices . . . . . . . . . . . . . . . . . . . 3,517 20,792 0 24,309 17,065
Other provisions. . . . . . . . . . . . . . . 117,394 25,135 142 142,671 117,893
Total ....................... 196,505 65,545 2,105 264,155 232,391
Development
in EUR ’000
Book
value
1.1.2007
Change
in scope
of consolidation
Exchange
rate
Amount
used Released Rebooking Additions
Book
value
31.12.2007
Provision for unused
vacation entitlements . . . 30,179 464 146 �3,550 �25,733 0 30,425 31,931
Provision for anniversary
payments . . . . . . . . . . . . 15,578 431 30 �366 �2,237 0 2,882 16,318
Other personnel
provisions . . . . . . . . . . . 1,826 0 39 �205 �1,055 0 1,154 1,759
Provision for derivatives
trading . . . . . . . . . . . . . . 10,296 0 0 �1,140 �1,847 �6,995 76 90
Provisions for customer
support and marketing . . 30,232 0 9 �726 �13,748 0 19,259 35,026
Provision for variable salary
components . . . . . . . . . . 6,466 141 122 �1,005 �1,407 0 4,447 8,764
Provision for legal and
consulting fees . . . . . . . . 1,770 73 4 �978 �162 �9 2,045 2,743
Provisions for litigation . . . . 941 97 3 �47 �848 0 167 313
Provision for renewal
commissions . . . . . . . . . 145 0 8 �70 �1 0 149 231
Provision for unpaid
incoming invoices from
real estate . . . . . . . . . . . 17,065 0 123 �12,926 �1 0 20,048 24,309
Other provisions . . . . . . . . 117,893 �91 2,706 �20,495 �12,923 9 55,572 142,670
Total ................ 232,391 1,115 3,190 �41,808 �59,962 �6,995 136,224 264,155
Maturities
in EUR ’000
31.12.2007 31.12.2006
up to one year . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 136,007 101,773
from one to five years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 76,515 60,261
from five to ten years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 893 0
more than ten years . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 50,740 70,357
Total ........................................................ 264,155 232,391
F-57