Erste Bank JPMorgan Merrill Lynch International

Detail — expenses
in EUR ’000
Depreciation on
Investments
2007
Exchange
rate changes
2007
Losses from
the disposal of
investments
2007
Owner-occupied land and buildings . . . . . . . 11,502 0 860 12,362
Third-party leased land and buildings. . . . . . 84,552 0 0 84,552
Shares of other companies in which an
ownership interest is held . . . . . . . . . . . . . 3,543 0 46 3,589
Loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 161 �18 0 143
Financial investments held to maturity . . . . . 0 102 30 132
Fixed-interest securities . . . . . . . . . . . . . . 0 102 30 132
Financial investments available for sale . . . . 15,003 1,902 48,865 65,770
Equities . . . . . . . . . . . . . . . . . . . . . . . . . . 12,003 �30 13,567 25,540
Investment funds . . . . . . . . . . . . . . . . . . . 1,540 0 14,839 16,379
Remaining non-fixed-interest securities . . 210 372 4,147 4,729
Fixed-interest securities of associated
companies . . . . . . . . . . . . . . . . . . . . . . 0 0 78 78
Fixed-interest securities of participating
companies . . . . . . . . . . . . . . . . . . . . . . 0 83 596 679
Fixed-interest securities . . . . . . . . . . . . . . 1,250 1,478 15,638 18,366
Other securities . . . . . . . . . . . . . . . . . . . . 0 �1 0 �1
Trading assets . . . . . . . . . . . . . . . . . . . . . . . 31,841 1,077 17,049 49,967
Fixed-interest securities . . . . . . . . . . . . . . 28,313 1,077 1,000 30,390
Equities . . . . . . . . . . . . . . . . . . . . . . . . . . 1,310 0 740 2,050
Investment funds . . . . . . . . . . . . . . . . . . . 1,185 0 9 1,194
Derivates . . . . . . . . . . . . . . . . . . . . . . . . . 718 0 15,092 15,810
Other securities . . . . . . . . . . . . . . . . . . . . 315 0 208 523
Financial investments recognised at fair
value through profit or loss . . . . . . . . . . . . 9,324 222 2,115 11,661
Fixed-interest securities . . . . . . . . . . . . . . 6,961 27 1,117 8,105
Equities . . . . . . . . . . . . . . . . . . . . . . . . . . 1,848 116 295 2,259
Investment funds . . . . . . . . . . . . . . . . . . . 515 79 703 1,297
Other investments . . . . . . . . . . . . . . . . . . . . 43 �1,986 1,231 �712
Unit-linked and index-linked life insurance . . 0 0 878 878
Total .............................. 155,969 1,299 71,074 228,342
thereof impairment .................. 30,952
Detail — expenses
in EUR ’000
Property/Casualty
2006
Life
2006
Health
2006
Depreciation on investments . . . . . . . . . . . . . . . . . . 49,933 56,357 18,880 125,170
Exchange rate . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1,694 660 �5 2,349
Losses from the disposal of investments . . . . . . . . . 3,471 37,462 7,244 48,177
Interest expenses . . . . . . . . . . . . . . . . . . . . . . . . . . 43,341 31,732 6,459 81,532
Personnel provision . . . . . . . . . . . . . . . . . . . . . . . 14,932 12,959 2,844 30,735
Interest on borrowings . . . . . . . . . . . . . . . . . . . . . 28,409 18,773 3,615 50,797
Other expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . 56,399 19,170 2,338 77,907
Total. ................................... 154,838 145,381 34,916 335,135
F-66
Total
2007
Total
2006