Erste Bank JPMorgan Merrill Lynch International

24. LIABILITIES
Detail
in EUR ’000
Property/Casualty
31.12.2006
Life
31.12.2006
Health
31.12.2006
Total
31.12.2006
Total
31.12.2005
Underwriting ............... 345,350 240,257 7,009 592,616 617,106
Liabilities from direct business. . . 266,908 123,126 5,977 396,011 435,249
with policyholders . . . . . . . . . . 186,034 79,989 5,684 271,707 294,381
with insurance brokers . . . . . . . 70,006 16,926 0 86,932 80,939
with insurance companies . . . . 10,868 196 293 11,357 8,982
under financial insurance
contracts . . . . . . . . . . . . . . . 0 26,015 0 26,015 50,947
Liabilities from reinsurance
business . . . . . . . . . . . . . . . . . 77,309 8,563 0 85,872 83,534
Deposits on ceded reinsurance
business . . . . . . . . . . . . . . . . . 1,133 108,568 1,032 110,733 98,323
Non-underwriting ........... 972,241 96,341 195,241 1,263,823 457,625
Liabilities to banks. . . . . . . . . . . . 371,685 21,780 89,817 483,282 143,898
Miscellaneous liabilities . . . . . . . . 600,556 74,561 105,424 780,541 313,727
Total ...................... 1,317,591 336,598 202,250 1,856,439 1,074,731
Detail of miscellaneous liabilities
in EUR ’000
31.12.2006 31.12.2005
Tax liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42,603 37,926
Liabilities for social security. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10,827 10,316
Liabilities to property managers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 272 276
Liabilities to employees. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12,373 12,584
Bond liabilities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2,225 5,867
Other miscellaneous liabilities. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 712,241 246,758
Total ........................................................ 780,541 313,727
Maturities
in EUR ’000
Underwriting
31.12.2006
Non-underwriting
31.12.2006
Total
31.12.2006
Total
31.12.2005
up to one year. . . . . . . . . . . . . . . . . . . . . . . 583,444 295,621 879,065 795,953
from one to five years . . . . . . . . . . . . . . . . . 5,051 154,939 159,990 149,270
from five to ten years . . . . . . . . . . . . . . . . . 4,121 813,263 817,384 129,508
Total .............................. 592,616 1,263,823 1,856,439 1,074,731
Miscellaneous liabilities are comprised primarily of liabilities from purchases of assets
(EUR 13,421 million), financing liabilities (EUR 500,183 million), and interest on supplementary capital
(EUR 3,475 million).
25. OTHER LIABILITIES
Detail
in EUR ’000
Property/Casualty
31.12.2006
Life
31.12.2006
Health
31.12.2006
Total
31.12.2006
Total
31.12.2005
Accrued liabilities . . . . . . . . . . . . . . 93,201 11,325 105 104,631 78,284
Miscellaneous other liabilities . . . . . 1,521 11 0 1,532 4,409
Total ....................... 94,722 11,336 105 106,163 82,693
26. CONTINGENT LIABILITIES AND RECEIVABLES
Litigation
Litigation regarding coverage
In their capacity as insurance companies, the companies of the Vienna Insurance Group are
involved in a number of court proceedings as defendants or have been threatened with litigation. In
addition, there are proceedings in which the companies of the Vienna Insurance Group are not
involved as parties; however, they may be affected by the outcome of such lawsuits due to
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