IRR310313.pdf - Banco Itaú
IRR310313.pdf - Banco Itaú
IRR310313.pdf - Banco Itaú
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d) Recovery and renegotiation of credits<br />
I - Composition of the result of allowance for loan losses<br />
Expenses for allowance for loan losses<br />
Income from recovery of credits written off as loss<br />
Result of allowance for loan losses (*)<br />
01/01 to<br />
03/31/2013<br />
(4,945,194)<br />
1,085,861<br />
(3,859,333)<br />
01/01 to<br />
03/31/2012<br />
(6,031,366)<br />
1,192,327<br />
(4,839,039)<br />
(*) The amounts related to the lease portfolio from 01/01 to 03/31/2013 are: Expenses for allowance for loan losses R$ (198,876) (R$ (345,287) from 01/01 to 03/31/2012) and Income<br />
from recovery of credits written off as loss R$ 200,578 (R$ 246,742 from 01/01 to 03/31/2012).<br />
II - Renegotiated loan operations<br />
Portfolio (1)<br />
03/31/2013 03/31/2012<br />
Allowance for<br />
Loan Losses<br />
% Portfolio (1)<br />
Allowance for<br />
Loan Losses<br />
Amended Credit Agreements 19,123,731 (8,493,349) 44.4% 16,438,120 (6,755,219) 41.1%<br />
(-) Amended Operations non-overdue (2) (5,107,732) 1,417,041 27.7% (3,254,812) 934,824 28.7%<br />
Renegotiated loan operations 14,015,999 (7,076,308) 50.5% 13,183,308 (5,820,395) 44.1%<br />
(1) The amounts related to the lease portfolio are R$ 942,797 (R$ 1,036,860 at March,31 2012).<br />
(2) Resulting from transations non-overdue or a delay of less than 30 days, reflex of changes in the original contractual terms.<br />
%<br />
<strong>Itaú</strong> Unibanco Holding S.A. – Complete Financial Statements – Mach 31, 2013 131
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