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father himself had not enjoyed. Furthermore, under the protective eye of Churchill,<br />

concerned perhaps to protect the royal income from the onslaught of post-war tax rates,<br />

she was allowed to claim back payments she had already made. 4 It had not been until<br />

late 1991 that Elizabeth, in response to the rising strength of public opinion and,<br />

apparently, urged on by Charles, had authorized her advisers to begin discussions with<br />

the Treasury on the subject. According to a senior courtier, the decision that she should<br />

pay tax on her private income and remove all members of the royal family except for<br />

the Queen Mother and the Duke of Edinburgh from the Civil List – the Prince of Wales<br />

had his own income from the Duchy of Cornwall – had been taken in April 1992, but the<br />

Palace and the Treasury had moved extremely slowly, intending to announce the final<br />

arrangements early the following year. The result was that they were caught out not<br />

only once but twice. Palace dilatoriness made it look as though Elizabeth was moving<br />

only in response to pressure from the Prime Minister when he visited Balmoral in<br />

September – that indeed was the impression gained from various leaks and floaters in<br />

the press. Then came the Windsor fire and the hostile public reaction to the Heritage<br />

Secretary’s pledge that the loyal public would pay up.<br />

Four days after the fire Elizabeth made a speech at London’s Guildhall at a luncheon<br />

given to mark her fortieth (and most inauspicious) year on the throne. She was suffering<br />

from a heavy cold and the after-effects of the smoke and fumes at Windsor. She looked –<br />

and sounded – sad as she made a plea for understanding, although the formal language<br />

in which her speech was couched lessened its impact, as did the fact that, instead of<br />

making a direct appeal, she read it from a paper. (Unlike her daughter, the Princess<br />

Royal, or her husband, Elizabeth has never been able to, or felt confident enough to,<br />

memorize a speech.) ‘I am quite sure that most people try to do their jobs as best they<br />

can, even if the result is not always entirely successful,’ she said. ‘… There can be no<br />

doubt… that criticism is good for people and institutions that are part of public life…<br />

But we are all part of the same fabric of our national society and that scrutiny, by one<br />

part or another, can be just as effective if it is made with a touch of gentleness, good<br />

humour and understanding… This sort of questioning can also act, and so it should do,<br />

as an effective agent of change.’ The speech also contained veiled but bitter allusions to<br />

the press, which confirmed suspicions that the ‘Queen’s advisers’ were still not taking<br />

the media seriously as the voice of the public; it might also have been better received<br />

had the announcement of the Queen’s decision to pay tax been made earlier instead of<br />

only hinted at as it was in the speech. The Daily Maileditorialized:<br />

We sympathize with the Queen. Of course we do. But these are hard times for most people. Many of them<br />

have had a truly horrid year. They have lost their livelihoods. Even been driven from their homes. The<br />

Queen should pay some tax on her income. And fewer members of her family should be a charge on the Civil<br />

List. She should offer to contribute to restoring the fabric of Windsor Castle… If we read it right, this intense<br />

and complex speech is not only a cri de coeur, but a prologue for change.<br />

It was dubbed the ‘annus horribilis’ speech: ‘1992 is not a year I shall look back on<br />

with undiluted pleasure,’ Elizabeth said. ‘In the words of one of my more sympathetic

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